We worked with Oral on a long close for a new build over a period of 9 months. Oral is knowledgeable, professional and non-judgmental. When we met Oral we were unprepared for the mortgage application process but he was very patient and guided us through. Oral takes the time to get to know his clients to better understand their situation and needs. Most importantly, Oral was always available (evenings and weekends)to answer any questions or address any concerns. I would use Oral again in the future. Thanks, Oral!