Bernard went above and beyond all our expectations. He was able to refinance our rental property and allow us to purchase another property all within 10 business days. His team was very professional and I would absolutely use him again! - Marcellus Neufeld

Bernard and his staff are very knowledgeable.Bernard played the numbers to help us make the most out of our budget Chynna made the most with rhe lenders and fought for us to get the best deal up to the last day before closing even getting us a lower rate at the end Shovonna,Chynna and Bernard are in constant communication with each other constantly working on our file to help us get through the process with little to no hiccups and the hiccups we did encounter was not their fault but dealt with it for us so we can have everything ready for closing. All in all I would recommend bgi finacial for anyone trying to purchase or get help tapping into your home equity thank you so much Bernard,Chynna and Shovonna for all your hard work. - Matthew

Bernard has helped me out with multiple purchases over the years and has gone the extra mile on each one. Communication was outstanding with helping us closed over the Christmas holidays and while we were on the beach in Dominican. He has a vast knowledge of mortgages and has helped us understand pros/cons of various terms, down payment amounts and options. I would highly recommend Bernard....Oh I forgot the most important part, he helped us find the best rate! - Spencer

Bernard and his team worked tirelessly to find me the best deals and rates. I will continue to work with him and would highly recommend his business to anyone in need. - Regan Chmilar

In 2023 Bernard and his team worked hard to secure me a new lender when my mortgage came up for renewal. They persevered and worked magic to find the best outcome for my needs. They were very patient and friendly and answered all my questions throughout the process. They were easily reached and had a clear process for submitting documents back and forth online. I have confidence they can handle even the most complicated of situations. Although the entire process took a little longer than expected, I would recommend Bernard and his professional team. - June

Working with Bernard and his team was painless and simple for me as a first time home buyer. I would definitely work with them again in the future. I would highly recommend. - Chris

Bernard and his team was absolutely amazing from start to finish. Team cares and very easy to work with. This was our first home and thing was moving fast and the holiday was upon us, but through all Bernard and team was there with us. Our main contact Chynna, an amazing lady. She is very knowledgeable, easy to talk too. The BGI Financial team honest, hard work and knowledgeable. I will definitely be using this team again and i will cont. to refer them to others. Thank you so very much Bernard, Chynna and team - Kaefeir

Bernard did great and helped us at every turn for our home purchase. I would recommend 10/10! Bernard and His team were very quick with responses and helping our every need. - Steven

Bernard was very helpful and knowledgeable. He was always available for questions and provided guidance on all the necessary documentation required for the process. He made us feel at ease and not anxious about the process - Amy

Excellent service and team. I would recommend him to anyone!. He made the process very easy. He was responsive and professional. The transaction went ahead without any problems. Explained everything well and was patient with my questions. Very nice man! - Cory

Great honest guy. Supported the best options for myself to assist my son in the purchase of his home. Responded to all our questions and needs promptly. Very professional with our complicated way to buy and secure this mortgage. - Katherine

Was a complicated sale, with some roadblocks. Was a vacation property and thus subject to a bunch of rules not found with a primary residence, but all the hoops were jumped through and sorted out in the end and the sale went through! - Kristina

Bernard was very helpful and easy to work with. He guided us through the process and ensured we were up to date at all times. We would absolutely recommend Bernard to anyone looking to purchase a new home. - Allyson

Bernard was a fantastic broker. He didn’t just give me a run-a-round like a lot of brokers do. He was punctual, he was on point, he understood what I needed and he got it done. - Connor

I have used Bernard twice now and recommend anyone I know to use him as well. He is very knowledgeable and can help guide you through the process. He can help take the fear out of the buying process. - Nick Watson

Great guy to deal with. Went that extra mile when others would not. Took the time to explain all my options. Keeps me up to date if changes need to be made. Actual service is hard to find these days, you'll find it here. - Dion L'Hirondelle

Bernard was very helpful. He was quick to respond to any of our needs. Very knowledgeable and efficient at his job. I would 100% recommend him to anyone else looking for his acquired set of skills. Thanks for all your help Bernard!! - Jamie

Bernard was excellent helping us get a mortgage. Very professional and would recommend him and his team to anyone. Communication was excellent and was always available to answer any questions we might have. - Reese

This was a mortgage refinance as we had been on a variable rate mortgage. Bernard was "on the ball" and was able to meet our needs. His attention to detail was superb, and his quality assurance process was invaluable helping us avoid any pitfalls. - Roy A Davidson

My friend recommended I speak with Bernard and couldn’t be happier with the results I got with my mortgage. He was helpful and very knowledgable in every step of the way during the application / process. Would strongly recommend. - Ryan

Bernard was very knowledgeable so he was able to answer all of my questions and help me understand things I didn’t know. He was also quick with all his responses. I will be contacting him for my next purchases and recommend him to anyone looking to buy a home. - Jessie

Bernard has been very helpful to my partner and I. He helped us through our last house purchase in 2022 and has been very helpful through our hunt to finding the next house (which we have not been quick with). Him and his team are very prompt with answering our many questions and giving us all the information we need. - Sage

I did all business with Bernard for my last 3 mortgage applications online and it was seamless! Couldn't ask for a better broker. Would definitely recommend and will use again! - Laura Gallacher

Bernard was so helpful and took away a lot of stress with buying a house. He made sure to not leave any stones unturned to be able to get me the place I wanted. - Courtney

Bernard is great to work with. He is knowledgeable and up-to-date on everything. We love how creative his thinking is. We would definitely recommend his services. What are you want for? - Shelley Davidson

Bernard was super knowledgeable and was able to answer all of our concerns. His team provided a fast and efficient service. We'll definitely reach out to him on our next purchase. - Michelle

Bernard is always beyond helpful and can answer any questions we have. He has always helped us far past what any other professional can and makes it easier and a lot less stressful. - dalton mack

Bernard and been my mortgage broke for several mortgage renewals. Bernard and his team were great replying to questions and providing the necessary information when requested. I would reccomend potential buyers to consider Bernard. - Rosemarie

Bernard was extremely helpful and supportive. He was even on vacation on the other side of the world... He still responded promptly, and had our mortgage approved while vacationing! Bernard was polite, respectful, helpful, and I would recommend him to all of my family and friends. - Leah

Bernard was easy to deal with. He is very kind and patience. He is always ready to listen and answer my questions. He is detail-oriented and thorough. To him every customer is important and he takes his time to understand my needs and concerns. I will definitely use him again. I will recommend him to friends and family. - Calistus Edioke

Bernard Immel and his team was super helpful and guide us professionally throughout all process of the purchase of our new home 10/10 for him and his team he's highly recommended - Juan Rebottaro

Bernard and his team were on the ball and a step ahead during the whole process. Highly recommend him. He steered me in the right direction when it came to choosing a real estate agent and lawyer. - Josh

Bernard team is fast in action and reliable. They help you with all your need and injuries about mortgage. They find a better rate possible. They work hard and no weekend or holiday if you need to talk to them. - Jemima