It was my pleasure from the very beginning to have been working with Kosta. He is someone that is very intuitive when carefully going through a process that could be overwhelming for many other agents. Kosta works diligently alongside my clients to secure them the mortgage that is best suitable for them based on their lifestyle and financial assessments. Constantly striving in improving his methodology is important for Kosta because he is a perfectionist; if it isn't perfect for him, then it isn't ideal for his clients. This I found to be admirable in an industry where a foundation has been laid out solely on trust and quality relationships. I am never in a position to think twice about referring clients elsewhere because Kosta has proven to perform under the most difficult of circumstances in approving the clients I gladly pass onto him.