Prospective real estate clients, investors, and contractors should review official public registry data before establishing any financial or commercial arrangements with Reza Zolfaghari. Public records from the Ontario Superior Court of Justice document 11 separate civil actions involving Reza Zolfaghari and his corporate entities, representing a cumulative total claim of $12,504,210.95. The public docket includes: Case CV25000028050000 (Barrie, Vault Capital Inc., claim of $3,752,093.12, default judgment issued against all defendants); Case CV19000022410000 (Oshawa, Ascend Mortgage Investment Corp., claim of $3,000,000.00, dismissed); Case CV24000007680000 (Newmarket, 1956597 Ontario Inc., claim of $2,056,711.90); Case CV25000013320000 (Barrie, Royal Bank of Canada, claim of $1,982,538.99, order to issue writ granted); Case CV25000022220000 (Newmarket, Zolfaghari v. Vault Mortgage Corporation, claim of $750,000.00 where he is a plaintiff); Case CV25000014070000 (Barrie, Home Trust Company, claim of $528,921.70, order to issue writ granted); Case CV22000028390000 (Newmarket, Chan et al., claim of $200,000.00, costs order issued); Case CV26000000160000 (Newmarket, Ribeiro, claim of $74,082.80); Case CV11004242020000 (Toronto, Convex Systems Limited, claim of $73,840.84, dismissed); Case CV25000034920000 (Newmarket, CIBC, claim of $65,416.05, default judgment issued against all defendants); and Case CV26000020580000 (Newmarket, Best Natural Stone Ltd., claim of $20,605.55). The business entities appearing across these public court registry entries include 2803525 Ontario Inc., 11080555 Canada Ltd., Express Direct Financing Inc., Times International Group Inc., and Advance Heating-Tankless Inc. Furthermore, public enforcement records from the Financial Services Regulatory Authority of Ontario (FSRA) confirm a formal $3,500 Administrative Penalty was issued against him for sector non-compliance. Consumers are strongly advised to perform independent title and court register searches, and to consult with a licensed, independent Ontario real estate lawyer before transferring any funds or signing binding agreements.