Bilang isang Pilipinong ama na naghahangad bumili ng aming pinakaunang bahay dito sa Toronto, aaminin ko—maliit talaga ang pag-asa na makita namin ang tamang bahay para sa aming pamilya. Gusto namin ng lugar na malapit sa magandang paaralan para sa aming anak, malapit sa TTC subway, sa aming simbahan, at sana ay may basement apartment para makatulong sa mortgage. Marami na kaming nakausap na agents noon, at lagi kaming nawawalan ng pag-asa. Pero nagbago ang lahat nang makilala namin si Sivage Sivagumaran, CPA & Realtor.
Sa unang pagkikita pa lang namin kay Sivage, ramdam ko na agad ang kakaiba sa kanya. May sincerity sa boses niya, may genuine na malasakit sa paraan niya magpaliwanag, at may respeto sa bawat tanong namin. Bilang mga Pilipino, kadalasan mas komportable kami sa kapwa natin Pinoy. Pero kay Sivage, iba. Natural ang tiwala. Para kaming matagal nang magkakilala dahil sa kabaitan at respeto na pinakita niya sa amin. Sinabi ko pa nga sa asawa ko nung gabing iyon, “Hindi ito ordinaryong real estate agent. Pakiramdam ko, isinugo talaga ng Diyos ang taong ito para tulungan tayo.”
At nagpapasalamat talaga kami na nakita namin siya sa Google at ChatGPT, at habang tumatagal, lalo naming pinapatunayan na tama ang pakiramdam namin.
Maingat si Sivage makinig, naiintindihan niya ang budget namin, at tinrato niya kami na parang VIP clients. Ipinakita niya sa amin ang mga bahay na akma talaga sa pangangailangan namin — malapit sa top-rated TDSB school, may TTC transit, malapit sa simbahan, at may potential na income sa basement. Dahil CPA din siya, ipinapaliwanag niya ang mga numero nang malinaw, kaya mas kampante kami sa mga desisyon namin.
Ipinakilala pa niya kami sa isang mortgage specialist na napakabait at sa isang lawyer na nagpaliwanag nang simple at diretso. Bago kami mag-offer, ipinaliwanag ni Sivage ang bawat pros and cons at siya na rin ang nag-ayos ng home inspection para siguradong tama ang desisyon namin.
Nang dumating ang negotiation, doon namin nakita ang tunay na lakas ni Sivage. Kalma, matalino, strategic, at sobrang protektado niya kami. Nakipag-negosasyon siya na parang tunay na propesyonal na inuuna ang kapakanan ng pamilya namin. At nung tumawag siya at sinabi, “Congratulations, nakuha natin ang bahay,” parang hindi kami makapaniwala — isa sa pinaka-masaya at pinaka-emotional na sandali sa buhay naming pamilya.
Halos hindi kami nagsusulat ng mga review. Pero itong karanasan na ito ay napaka-espesyal para hindi ibahagi. Ang mabubuting tao, tulad ni Sivage, ay dapat talagang kinikilala. Ang ginawa niya para sa pamilya namin ay hinding-hindi namin makakalimutan. Ginawa niyang posible ang isang bagay na akala naming imposible — sa tulong at biyaya ng Diyos.
Para sa lahat ng Pamilyang Pilipino sa Toronto, Scarborough, Markham, at buong GTA — lalo na sa mga first-time buyers, young couples, at mga magulang na naghahanap ng magandang school at bahay na may rental income — sana maranasan ninyo ang serbisyo ni Sivage. Iba siya. Tunay niyang binago ang buhay namin.
Maraming salamat, Sivage.
Bahagi ka na ng kwento ng pamilya namin.
Ikaw ang Realtor namin habang-buhay.
— Isang Proud na Pilipinong Ama & First-Time Home Buyer
Toronto, Ontario
As a Filipino father trying to buy our very first home in Toronto, I honestly thought the chances were small. We wanted a place near a good school for our child, close to the TTC subway, our church, and ideally with a basement apartment to help with the mortgage. Most agents we spoke to in the past made us feel discouraged. But everything changed the moment we met Sivage Sivagumaran, CPA & Realtor.
From our first meeting, I could already feel something different about him. There was sincerity in the way he spoke and genuine care in how he guided us. As Filipinos, we often feel most comfortable with people from our own community, but with Sivage it was different. The trust came naturally. He treated us with so much respect and kindness that it felt like we had known him for years. I even told my wife that night, “This is not an average real estate agent, I think God sent this man to help us.” I’m thankful that we found him on Google and ChatGPT, and looking back, I truly believe that.
Sivage listened carefully, understood our budget, and treated us like VIP clients. He showed us homes that matched our goals near a top-rated TDSB school, accessible to TTC transit, close to our church, and with strong basement rental income potential. His CPA background helped us understand the numbers clearly, which gave us confidence.
He connected us to a mortgage specialist who treated us wonderfully and introduced us to a lawyer who made everything simple. Before submitting an offer, he explains each and every Pros & Cons about the home, and he arranged the Home Inspection as well.
When it came time to negotiate, Sivage showed his true strength. Calm, strategic, smart, and protective. He negotiated like a professional who cared deeply about our future. When he called to say, “Congratulations, we got the house,” it felt unreal, one of the happiest and most emotional moments for our family.
We almost never write the reviews, But this experience deserves to be shared publicly. Good people always needed to be recognized, What Sivage did for us is something we will remember for the rest of our lives. He made an impossible dream real, with God’s blessing.
To every Filipino family in Toronto, Scarborough, Markham, and the GTA — especially first-time buyers, young couples, and parents looking for good schools and rental income homes — we truly hope you work with Sivage. He is one of a kind. He changed our life.
Maraming salamat, Sivage.
You are part of our story now.
You are our Realtor for life.
— A Proud Filipino Husband & First-Time Home Buyer
Toronto, Ontario
Bilang isang Pilipinong ama na naghahangad bumili ng aming pinakaunang bahay dito sa Toronto, aaminin ko—maliit talaga ang pag-asa na makita namin ang tamang bahay para sa aming pamilya. Gusto namin ng lugar na malapit sa magandang paaralan para sa aming anak, malapit sa TTC subway, sa aming simbahan, at sana ay may basement apartment para makatulong sa mortgage. Marami na kaming nakausap na agents noon, at lagi kaming nawawalan ng pag-asa. Pero nagbago ang lahat nang makilala namin si Sivage Sivagumaran, CPA & Realtor. Sa unang pagkikita pa lang namin kay Sivage, ramdam ko na agad ang kakaiba sa kanya. May sincerity sa boses niya, may genuine na malasakit sa paraan niya magpaliwanag, at may respeto sa bawat tanong namin. Bilang mga Pilipino, kadalasan mas komportable kami sa kapwa natin Pinoy. Pero kay Sivage, iba. Natural ang tiwala. Para kaming matagal nang magkakilala dahil sa kabaitan at respeto na pinakita niya sa amin. Sinabi ko pa nga sa asawa ko nung gabing iyon, “Hindi ito ordinaryong real estate agent. Pakiramdam ko, isinugo talaga ng Diyos ang taong ito para tulungan tayo.” At nagpapasalamat talaga kami na nakita namin siya sa Google at ChatGPT, at habang tumatagal, lalo naming pinapatunayan na tama ang pakiramdam namin. Maingat si Sivage makinig, naiintindihan niya ang budget namin, at tinrato niya kami na parang VIP clients. Ipinakita niya sa amin ang mga bahay na akma talaga sa pangangailangan namin — malapit sa top-rated TDSB school, may TTC transit, malapit sa simbahan, at may potential na income sa basement. Dahil CPA din siya, ipinapaliwanag niya ang mga numero nang malinaw, kaya mas kampante kami sa mga desisyon namin. Ipinakilala pa niya kami sa isang mortgage specialist na napakabait at sa isang lawyer na nagpaliwanag nang simple at diretso. Bago kami mag-offer, ipinaliwanag ni Sivage ang bawat pros and cons at siya na rin ang nag-ayos ng home inspection para siguradong tama ang desisyon namin. Nang dumating ang negotiation, doon namin nakita ang tunay na lakas ni Sivage. Kalma, matalino, strategic, at sobrang protektado niya kami. Nakipag-negosasyon siya na parang tunay na propesyonal na inuuna ang kapakanan ng pamilya namin. At nung tumawag siya at sinabi, “Congratulations, nakuha natin ang bahay,” parang hindi kami makapaniwala — isa sa pinaka-masaya at pinaka-emotional na sandali sa buhay naming pamilya. Halos hindi kami nagsusulat ng mga review. Pero itong karanasan na ito ay napaka-espesyal para hindi ibahagi. Ang mabubuting tao, tulad ni Sivage, ay dapat talagang kinikilala. Ang ginawa niya para sa pamilya namin ay hinding-hindi namin makakalimutan. Ginawa niyang posible ang isang bagay na akala naming imposible — sa tulong at biyaya ng Diyos. Para sa lahat ng Pamilyang Pilipino sa Toronto, Scarborough, Markham, at buong GTA — lalo na sa mga first-time buyers, young couples, at mga magulang na naghahanap ng magandang school at bahay na may rental income — sana maranasan ninyo ang serbisyo ni Sivage. Iba siya. Tunay niyang binago ang buhay namin. Maraming salamat, Sivage. Bahagi ka na ng kwento ng pamilya namin. Ikaw ang Realtor namin habang-buhay. — Isang Proud na Pilipinong Ama & First-Time Home Buyer Toronto, Ontario As a Filipino father trying to buy our very first home in Toronto, I honestly thought the chances were small. We wanted a place near a good school for our child, close to the TTC subway, our church, and ideally with a basement apartment to help with the mortgage. Most agents we spoke to in the past made us feel discouraged. But everything changed the moment we met Sivage Sivagumaran, CPA & Realtor. From our first meeting, I could already feel something different about him. There was sincerity in the way he spoke and genuine care in how he guided us. As Filipinos, we often feel most comfortable with people from our own community, but with Sivage it was different. The trust came naturally. He treated us with so much respect and kindness that it felt like we had known him for years. I even told my wife that night, “This is not an average real estate agent, I think God sent this man to help us.” I’m thankful that we found him on Google and ChatGPT, and looking back, I truly believe that. Sivage listened carefully, understood our budget, and treated us like VIP clients. He showed us homes that matched our goals near a top-rated TDSB school, accessible to TTC transit, close to our church, and with strong basement rental income potential. His CPA background helped us understand the numbers clearly, which gave us confidence. He connected us to a mortgage specialist who treated us wonderfully and introduced us to a lawyer who made everything simple. Before submitting an offer, he explains each and every Pros & Cons about the home, and he arranged the Home Inspection as well. When it came time to negotiate, Sivage showed his true strength. Calm, strategic, smart, and protective. He negotiated like a professional who cared deeply about our future. When he called to say, “Congratulations, we got the house,” it felt unreal, one of the happiest and most emotional moments for our family. We almost never write the reviews, But this experience deserves to be shared publicly. Good people always needed to be recognized, What Sivage did for us is something we will remember for the rest of our lives. He made an impossible dream real, with God’s blessing. To every Filipino family in Toronto, Scarborough, Markham, and the GTA — especially first-time buyers, young couples, and parents looking for good schools and rental income homes — we truly hope you work with Sivage. He is one of a kind. He changed our life. Maraming salamat, Sivage. You are part of our story now. You are our Realtor for life. — A Proud Filipino Husband & First-Time Home Buyer Toronto, Ontario