Sivage Sivagumaran

We had worked with Sivage Sivagumaran, CPA, Broker at RE/MAX Crossroads Realty Inc. about five years ago, and at that time we wrote that he had completely changed the way we looked at real estate. After everything he has done for us again recently, we can confidently say the same thing today, even stronger. Over the years, my wife and I have sold, bought, leased, and invested in Toronto and the GTA. We have dealt with different real estate situations, but we have never worked with a well-rounded Realtor like Sivage. His knowledge, responsiveness, honesty, and ability to look at real estate from both a market and financial perspective are truly rare. In mid-June, we were looking at a luxury home on Bowan Court in Bayview Woods-Steeles, Toronto. It was a private exclusive opportunity, and we initially dealt directly with another agent involved with the property. Because we have some experience buying and selling, we understood the basics, but partway through the process we started to feel that something was missing. We did not feel we had proper independent guidance, and the situation felt uncomfortable. That is when we called Sivage for advice. Even though Sivage was not part of that transaction and was not receiving any commission, he still gave us his time, knowledge, and full attention. He spent countless hours reviewing the property, researching the market, preparing a proper comparative market analysis, and helping us understand fair market value in the Bayview Woods-Steeles area. He explained the risks, the numbers, and the bigger picture clearly. His advice gave us confidence and helped us make a more informed decision. That kind of support is very rare. Many agents are only interested when there is a deal or commission involved. Sivage showed us again that he genuinely cares about people, relationships, and doing the right thing. As repeat clients, that meant a lot to us. Around the same time, we were also dealing with a very difficult pre-construction situation outside Toronto and outside the GTA. The market had changed significantly, the builder was giving us a hard time, and we were facing the possibility of a very large loss. It was an extremely stressful time for our family, with many sleepless nights. Once again, we called Sivage. Because Sivage is also a Chartered Professional Accountant, he was able to look at the situation differently from a typical real estate agent. He helped us understand the financial impact, the potential capital loss considerations, and how losses may be reviewed against past or future capital gains depending on tax rules and professional filing advice. He did not just give us real estate opinions. He helped us see a path through the chaos with logic, structure, and calm guidance. We still had to face a difficult financial outcome, but Sivage helped us understand our options and reduce the confusion. That guidance was incredibly valuable. What stands out most is the amount of time he gave us. Over these two situations, Sivage spent what felt like almost three days and countless hours helping us, answering questions, reviewing details, and guiding us, even when there was no immediate compensation for him. That tells you everything about his character. We are now planning our next step and may lease our current home as we move forward with the next property. Without question, Sivage will continue to be the person we trust for our real estate decisions. If you are buying, selling, leasing, investing, downsizing, smart-sizing, looking at a private exclusive deal, dealing with a difficult pre-construction situation, or simply need a professional real estate opinion in Toronto, Bayview Woods-Steeles, North York, Scarborough, Markham, Richmond Hill, or anywhere in the GTA, we highly recommend Sivage Sivagumaran. There are many agents in the market, and every agent has their own style. What makes Sivage different is that he can work with people from any background, any profession, and any level of real estate experience. He asks the right questions, explains the numbers, protects your interests, and gives honest guidance before you make a decision. We have already referred people to Sivage in the past, and we will continue to recommend him to our friends, golf circle, colleagues, and our medical professional network. Hardworking, knowledgeable, ethical agents like Sivage deserve to thrive, especially in difficult markets. Thank you, Sivage, for once again being there for us, not just as a Realtor, but as a trusted adviser. We are extremely thankful for your time, your patience, your financial knowledge, and your genuine care. This was truly a five-star experience, and we recommend Sivage without hesitation. - Jon

Sivage is a great realtor and a very knowledgeable man. He was easy to communicate with and provided us with exponential guidance. I would highly recommend him for anyone who is looking for the best! - Nurina Alam

We had a great experience working with Sivage Sivagumaran, CPA, Broker at RE/MAX Crossroads Realty Inc., to lease our basement apartment in Scarborough, Toronto. As landlords, finding the right tenant was extremely important to us, and Sivage handled the process with a lot of care. He marketed our rental listing across multiple platforms, which helped us get good exposure and attract a number of prospective tenants. More importantly, he didn't just forward applications to us and leave the decision entirely in our hands. Sivage took the time to cross-check the information provided in the applications and review the supporting details and documents to help ensure that the information appeared legitimate and consistent. He would flag things that needed clarification and discuss the applicants with us before we made a decision. We really appreciated this because tenant screening was one of our biggest concerns as landlords. He was also very knowledgeable about the financial side of owning a rental property. With his background as a CPA and real estate broker, he understands that being a landlord involves more than simply finding a tenant. He was able to provide practical guidance around rental income, expenses, carrying costs and the overall financial side of the property. Another thing we appreciated was his responsiveness. We could contact Sivage directly by phone or text, and he was always willing to answer our questions or help us work through an issue. We never felt that we were dealing with a large team where we had to keep explaining our situation to different people. What really impressed us, however, was that his support didn't end once the basement was leased. After the tenant moved in, we had property-related issues that needed to be addressed. We reached out to Sivage, and he connected us with trusted contractors and tradespeople from his network. He helped arrange appointments and coordinate getting the issues looked at, which made the process much easier and helped us get things resolved quickly. This was probably the biggest difference between Sivage and what we expected from a realtor. The transaction was already completed, but he continued to be there for us whenever we needed help. He didn't treat the relationship as finished once the lease was signed. Overall, we found Sivage to be knowledgeable, thorough, responsive and genuinely committed to his clients. His attention to detail during the tenant screening process, the effort he put into marketing the property, and his continued support after the lease was completed gave us a lot of confidence as landlords. We would definitely recommend Sivage to landlords, investors, homeowners, buyers and sellers in Scarborough, Markham, Toronto and across the GTA. If you're looking for a realtor who will not only help you with the transaction but continue to be a resource afterward, we would highly recommend working with Sivage. - Ritika

Working with Sivage Sivagumaran, CPA, Broker at RE/MAX Crossroads Realty Inc., was an absolute breeze in leasing out my property at 2466 Eglinton Ave E in Scarborough. As a landlord, my primary goal was finding reliable, AAA tenants who would take care of the home and provide consistent cash flow, and Sivage delivered exceptional results in that aspect. ​Sivage’s background as a CPA sets him apart from other agents. He didn't just market the unit; he analyzed local Scarborough market rent data and ran detailed rental yield and carrying cost numbers to establish an optimal pricing strategy. Throughout the process, every single call and text was directly with Sivage. His personal attention to detail shone during the tenant screening phase. He meticulously vetted applicant credit reports, employment letters, pay stubs, and references, catching red flags that others might have missed, eliminating all possible risks. ​He managed all showings, applicant interviews, custom lease paperwork, and key deposits, making the entire landlord process completely stress-free. Thanks to his thorough market analysis and negotiation skills, we secured fantastic AAA tenants at market rent with zero vacancy downtime. ​I strongly recommend Sivage to any landlords, investors, sellers, or first-time buyers looking for expert real estate guidance in Scarborough, Markham, Toronto, and across the GTA. His combination of financial expertise, local market knowledge, and direct service is unmatched. - Akshay

We bought our first home a few years ago near Fanfare Avenue in Centennial Scarborough, Toronto E10, and this year we had to decide what to do with it. Sell, hold, or lease. Prices had cooled, we were nervous about walking away from something we had worked hard for, and honestly we had no way to compare the three options in real dollars. A friend told us to call Sivage Sivagumaran, CPA, Broker at RE/MAX Crossroads Realty Inc. That one call changed the entire outcome for us. The first meeting was not a sales pitch. Sivage sat down with us and actually did the math. He prepared a comparative market analysis for our exact pocket of Centennial Scarborough, showed us what comparable homes near Port Union and Lawrence had sold and leased for, and then built out the other side of the ledger: estimated net proceeds after commission, legal fees and closing costs if we sold, against carrying costs, projected market rent, monthly cash flow, equity growth and return on investment if we leased. Because he is a CPA, he explained the financial and tax implications in plain language and told us what records we should be keeping going forward. Nobody had ever shown us our own home as a set of numbers before. For the first time the decision felt clear instead of emotional. We chose to lease, and Sivage treated that lease listing like a major sale. Professional photos, proper MLS exposure, promotion across his channels, private showings, and constant follow up with cooperating agents and interested applicants. The home was vacant while it was on the market, so he drove by regularly to make sure it was clean, secure and in good shape, and he sent us updates so we were never left guessing. On the tenant side he was patient and disciplined. He did not take the first application and he never pressured us to. He reviewed every applicant with us, verified credit, employment letters, pay stubs, references and identification, passed on the ones that did not hold up, and walked us through the lease, the schedules and the deposits so we understood exactly what we were signing. We leased at market rent to a AAA tenant with strong credit and stable income, within a reasonable timeframe, with no stress and no surprises. Our investment is protected, the cash flow works, and we still own the asset while it grows. One more thing that mattered to us. Every call, text and email was directly with Sivage. Not an assistant, not a junior agent, not a call centre. He answered on weekends. He answered when we asked the same question twice. If you are a first time buyer who has become a landlord, an investor, a seller, a downsizer, or anyone sitting in that "should I sell my house or rent it out" position in Toronto, Scarborough, Centennial, Rouge E10, Markham, Unionville, North York, Ajax or anywhere in the GTA, speak to Sivage Sivagumaran before you decide anything. He is the rare Realtor who understands both the real estate and the financial side of owning property, and he will tell you what the numbers actually say, even when that is not the answer that pays him the most. Thank you, Sivage. We recommend you without hesitation. - Rathi

We had a great experience working with Sivage! He was extremely helpful and supportive throughout the entire process of finding our apartment. He took the time to understand what we were looking for, was always available when we had questions, and made the whole experience feel much easier and less stressful. We’re very happy with our new apartment and truly appreciate all the time, effort, and support Sivage gave us along the way. We would definitely recommend him to anyone looking for a reliable and caring realtor! - Jen

We had a five-star experience working with Sivage Sivagumaran, CPA, Broker at RE/MAX Crossroads Realty Inc. for our property in Centennial Scarborough, Toronto, in the E10 area. When we first contacted Sivage, we were unsure whether we should sell our home or lease it. The market was not ideal for selling, and we needed honest, professional guidance. Sivage sat down with us, explained the pros and cons clearly, and prepared a detailed analysis of our options, including net proceeds, equity growth, return on investment, and cash flow. His CPA background made a huge difference because he helped us understand the numbers properly before making a decision. After reviewing everything with him, we decided leasing was the better strategy for us. Sivage showed us how the property could generate positive cash flow while allowing us to hold the asset for future growth. That advice gave us confidence and peace of mind. Once we decided to lease, Sivage handled the entire process with outstanding professionalism. Even though it was a lease listing, he treated it with the same care and attention as a sale. He marketed the property properly, promoted it, followed up with interested tenants, and kept us updated throughout the process. Since the home was vacant, he also visited regularly to check on the property, make sure it was clean, and ensure everything was being looked after. Most importantly, Sivage secured a strong AAA tenant for us within a reasonable time. He did not rush or cut corners. He protected our investment, screened carefully, and helped us feel comfortable with the final tenant selection. We are extremely happy with Sivage’s service, advice, work ethic, and market knowledge. If you are a landlord in Toronto, Scarborough, Centennial, or anywhere in the GTA and you are unsure whether to sell, hold, or lease your property, we highly recommend speaking with Sivage Sivagumaran. He is a trusted Realtor in Toronto who understands both real estate and the financial side of investment property. We would gladly recommend Sivage to landlords, sellers, first-time buyers, downsizers, investors, and anyone looking to buy, sell, lease, or make a smart real estate decision in Toronto and the GTA. - Ragu

I’m so happy to have found my realtor, Sivage! Trying to find the perfect place for my family with the stress of relocating from a tiny island was much easier once I had Sivage working with me. He is top tier! He kept me updated and I knew I was in great hands. I am so grateful for his kindness and expertise and would recommend him to anyone looking for a hands on and knowledgeable realtor. Thank you so much!! - Akilah

educated, hardworking, energetic, honest, and extremely knowledgeable about Toronto and GTA real estate. Rather than selecting an agent only because they are a friend, relative, or someone from the same background, I encourage people to choose an agent who truly understands the market and knows how to protect their interests. Choose someone who understands different property types, neighbourhood values, rental potential, future appreciation, market conditions, cash-flow projections, financing, and the financial impact of buying, selling, or holding a property. That is what Sivage brought to our family. He did not simply help us lease a condo and purchase a house. He helped us avoid selling at the wrong time, protect our investment, move forward with confidence, and create a much better financial plan for our family. I am extremely thankful to Sivage Sivagumaran, CPA, for his honesty, guidance, patience, and outstanding service. I highly recommend him to anyone planning to buy, sell, lease, or invest in real estate in Toronto and the Greater Toronto Area. Please speak with Sivage before making an important real estate decision. Once you speak with him, you will understand how different he is from many other agents. Thank you, Sivage, for looking after our family, protecting our investment, and helping us begin a beautiful new chapter. We are truly grateful and look forward to working with you again in the future. - Bel

Working with Sivage to sell my older family members' house in Scarborough was a very positive experience for all of us. Sivage truly worked tirelessly- with great knowledge, skill, experience and patience- to help sell the house with a great price and in a timely fashion. I would add more stars to his review if I could! Highly recommend Sivage as a real estate agent for buying or selling. - Tania P

Working with Sivage to buy our first home was an incredible experience from start to finish. He is exceptionally warm and friendly, which immediately put us at ease. When we first met him, he sat down with us, listened closely to our background, and walked us through the entire home-buying process in great detail. He laid out a clean plan of action along with clever financial insights. This initial step was crucial for us, as finances are such a critical part of the process. He held our hands the entire way, ensuring we stayed strictly within our budget while still finding homes that fit our needs. His communication and proactive approach were outstanding. The moment we showed interest in a property, he would instantly contact the listing agent to gather every piece of information possible. During home visits, he performed thorough inspections himself and would clearly list the pros and cons of every house so we could make clever, informed choices. He was always available for questions and guided us masterfully whenever we were in doubt. When it came time to negotiate, Sivage was a fantastic advocate who worked incredibly hard to help us get the absolute best deal. In a world where many real estate agents just want to close the deal and move on, he truly cares about the long-term welfare of his clients. He went above and beyond to make us feel comfortable and ensure everything was done perfectly. He has been a tremendous resource with his great contacts for mortgages, property management, and any other requirement making him a one stop shop for everything home related. Thanks to Sivage, we bought our first home well within our budget and below listed price! Overall, we couldn't be happier with his services. If you want an agent who genuinely takes care of you and delivers results, I cannot recommend Sivage enough! - Akshay

Sivage was an excellent realtor and with his guidance the sale of our Scarborough home was quick and rewarding. Sivage brought a buyers perspective to the table, offered excellent recommendations and advice on how to maximize the value of our home - and built and enacted a plan to make the sale happen. He provided contacts and contractors needed to complete pre-sale improvement and presentation which were well done, cost effective and timely. Throughout the process Sivage was highly engaged, available, positive and communicative - he put in real thought, effort and focus to not just list but actively drive the sale process. Our home sold in less than two weeks for over asking and we are very pleased with the result. Thank you, Sivage for your many efforts leading to our successful and easy sale :) - Brian

Working with Sivage Sivagumaran, CPA | Toronto & GTA Real Estate Broker, on our Power of Attorney sale was an excellent experience from start to finish. This was not a straightforward transaction, as there were several moving parts, legal considerations, timelines, property details, and documentation that required extra care and attention. Throughout the entire process, Sivage was professional, patient, knowledgeable, and highly organized. What impressed us most was how carefully Sivage handled the unique challenges of a POA sale. He took the time to explain each step clearly, respected the limits of what we could confirm, worked professionally with the lawyer, communicated thoughtfully with all parties, and made sure the property was represented properly and responsibly. He always kept our best interests in mind and helped protect both the property and the sale process from unnecessary risk. Sivage also did an outstanding job with pricing guidance, marketing strategy, buyer communication, and overall negotiation support. He was calm under pressure, responsive, detail-oriented, and always available when we had questions. We truly felt supported every step of the way. If you are looking for a professional, knowledgeable, and trustworthy Realtor who will work hard to protect your interests and guide you through even a more complex sale, we would highly recommend Sivage Sivagumaran. Thank you again for everything, Sivage. - Les Cotter

Sivage is one of those realtors who genuinely puts his clients first. He took the time to help us find the right area not just the right property and was always available whenever we needed him. Honest trustworthy and easy to work with throughout the entire process. His background as a Broker really shows, and his ability to negotiate and think ahead made a huge difference for us as he was communicating with other agents. Whether you're buying selling leasing or investing in the GTA we'd recommend Sivage without hesitation, one of the best in the city. - Thivyan Indrarajah

This is the second time we’ve worked with Sivage Sivagumaran, and once again, he exceeded every expectation. Finding a rental home in today’s competitive market was far more stressful than anticipated, but Sivage handled the entire process with exceptional professionalism, confidence, and care. What truly sets Sivage apart is his calm, strategic leadership. He is a master negotiator who secured excellent terms for us, thinking several steps ahead to ensure the best possible outcome. His dual expertise as a CPA and Broker shines through in his work ethic and his ability to navigate complex situations with ease. Sivage is more than just a Realtor; he is a trusted advisor who genuinely cares about his clients' success. Whether you are buying, selling, or leasing in the GTA, I cannot recommend him highly enough. My family and I are incredibly grateful for his guidance and wouldn’t hesitate to work with him again. - Reva

I spoke with several agents during my search, and Sivage stood out as the most knowledgeable and committed to protecting my best interests. He never pushed a deal. Instead, he gave clear analysis on each property—data, risks, renovation implications—and on multiple occasions advised me not to move forward, helping me avoid mistakes and redirecting me to better options. He also has a very friendly personality and touch of humour I enjoyed. His CPA background shows. He understands construction, renovation costs, and neighbourhoods across Toronto at a high level, and he’s positioned as a resource beyond just the purchase. He was always available, took the time to walk through decisions, and made sure there was a clear plan. Very detail-oriented and invested in getting the right outcome. We closed on the house we wanted and couldn’t be happier based on the experience so far, I would strongly recommend Sivage. - Gibran khan

⭐⭐⭐⭐⭐ 🔥 Relocating from Dubai, UAE to Canada was a major decision for our family, and finding the right real estate professional was one of the most important parts of that journey. We needed someone who understood high expectations, respected confidentiality, valued our time, and could deliver exactly what we asked for without unnecessary back and forth. That person was Sivage Sivagumaran, CPA | Toronto & GTA Real Estate Broker. From our very first conversation, Sivage stood out. He was professional, discreet, knowledgeable, and extremely well organized. As executives moving from Dubai to the Toronto and GTA luxury real estate market, we did not have time to view endless properties or deal with agents who did not understand our standards. Sivage listened carefully, understood our family’s lifestyle, school priorities, and property requirements, and handpicked only 9 homes that truly matched what we were looking for. Our needs were very specific. We wanted a beautiful home in a high-end neighbourhood near a top-ranking private school, with features such as a 3-car garage, swimming pool, luxury finishes, privacy, and strong long-term value. Out of the homes he selected, we visited only 5 properties, chose the one we loved, and secured it successfully. That level of efficiency, precision, and judgment is rare. What impressed us most was the trust we felt with Sivage. He handled the entire process with a high level of confidentiality and care, which is extremely important for families relocating from overseas, especially from Dubai and the UAE. He understood exactly how to serve busy professionals and high-net-worth buyers who expect excellence. He never wasted our time. Every recommendation had purpose. Every step was managed with professionalism. His CPA background gave us an extra level of confidence because he was able to explain value, numbers, and long-term investment considerations in a way that made complete sense. He is not just a real estate agent. He is a true adviser. If you are moving from Dubai, Abu Dhabi, or anywhere in the UAE to Toronto, Richmond Hill, Thornhill, Stouffville, Oakville, Burlington, Markham, or the Greater Toronto Area, and you are looking for a trusted luxury Realtor in Canada who understands privacy, executive lifestyles, top school areas, and premium homes, we highly recommend Sivage Sivagumaran. He is knowledgeable, efficient, discreet, and absolutely first class. For families relocating from the Middle East to Canada, Sivage is the Realtor you want by your side. We are extremely grateful for his outstanding service and would recommend him without hesitation to any family, executive, investor, or luxury home buyer making a move to Canada. - Mo - Mo

I can’t say enough good things about Sivage. From day one, he was incredibly professional, responsive, and genuinely cared about helping me through every step of the process. He was always available to answer questions, explain everything clearly, and made sure I felt confident and informed the entire time. What really stood out was Sivage’s knowledge, honesty, and dedication. He worked tirelessly, gave amazing advice, and made what could have been a stressful experience feel smooth and exciting. I truly felt supported and guided, never pressured. If you’re looking for someone who is hardworking, trustworthy, and truly has your best interest at heart, I highly recommend Sivage. I’m beyond grateful for everything he did for us, and I would 100% work with him again! - MB

I recently worked with Sivage Sivagumaran, CPA | Toronto & GTA Real Estate Broker to lease my 3-bedroom, 2-bath townhouse in one of Toronto’s most sought-after neighbourhoods, and I can confidently say his service was outstanding from start to finish. This was not an average rental listing, and Sivage understood that immediately. He did not rush the process or cut corners just to get the property leased quickly. Instead, he focused on what mattered most to me as a landlord — protecting my investment, presenting the property professionally, and securing the best possible AAA tenant. What impressed me most was his work ethic, integrity, and level of due diligence. He managed over 400 inquiries and more than 200 showings, responded professionally, and kept me updated throughout the entire process. I received daily showing reports and weekly updates on online views and inquiries, which gave me tremendous confidence that my property was being actively and properly managed. More importantly, Sivage was extremely careful during the screening stage. He identified multiple fake applicants and caught several fraudulent documents that could have created serious problems for any landlord. That level of attention, patience, and professional judgment is rare. He clearly takes tenant selection seriously and understands how important it is to protect both the home and the landlord’s long-term interest. As a CPA Realtor in Toronto, Sivage brings a different level of analytical skill to the leasing process. He is thorough, strategic, and highly detail-oriented. He does not just fill a vacancy — he protects the value of your property and helps you make the right decision with confidence. If you are a landlord looking to lease a home in Toronto or the GTA, whether it is a townhouse, condo, detached home, or investment property, I highly recommend Sivage Sivagumaran. He is professional, trustworthy, responsive, and fully committed to finding quality tenants the right way. For any landlord who wants peace of mind, strong tenant screening, and someone who truly cares about your property, Sivage is the Realtor you want to call. Highly recommended. - Solomon T

I spoke with several real estate agents during my search, and Sivage ultimately stood out as the most knowledgeable, analytical, and committed to protecting my best interests. So far in the process Sivage has been extremely thorough and professional. Sivage never pushed a transaction and instead consistently presented data, comparable sales, risks, and alternative options so I could make an informed decision as the buyer. On multiple occasions I was interested in certain homes, and Sivage actually advised against moving forward after explaining potential issues, renovation implications, or long-term value concerns. Rather than pushing a deal, Sivage pointed out better opportunities and helped me avoid potential mistakes. Sivage is very analytical, which is not surprising given his CPA background. He has a strong understanding of construction quality, renovation feasibility, and realistic cost estimates, which made evaluating properties much easier. Since I was looking across many areas of Toronto, Sivage’s knowledge of neighbourhoods throughout the city has also been extremely valuable. Sivage also mentioned being well connected with contractors and made it clear he is available as a resource not just for the purchase itself but long after closing as well. What has also stood out is Sivage’s accessibility and work ethic. Sivage has spent multiple hours on calls walking through different scenarios, made himself available for last-minute showings, and regularly worked late to make sure we had a clear plan before making decisions. Sivage is also very energetic and very detailed, which I see as a major positive because it shows how seriously he takes representing his clients and how invested he is in making sure they make the right decision. We are currently under agreement and I plan to update this review again after closing, but based on my experience so far I would strongly recommend Sivage to anyone looking to buy a home in Toronto. - Khalid

We had a great experience working with Siva to sell my parents' home. He was proactive in following up on all leads and kept us informed throughout the process. Since the property was vacant, he also went above and beyond in checking in regularly and making sure everything was well taken care of. His attention to detail and professionalism made the entire experience smooth. We would highly recommend him. - Veeral Mehta

Sivage's knowledge, honesty, and attention to detail made the entire process smooth and stress-free. You are a trusted realtor who truly puts clients first. We would confidently recommend you to anyone looking to buy, sell, invest, or lease in Toronto/GTA. Without question, one of the top real estate agents in Toronto. - Novairah Ajarekar

Sivage is an absolute pleasure to work with. We are busy professionals with limited time, so when we first ventured into house hunting, we had many things on our list: a good neighbourhood in the Greater Toronto Area (GTA), good schools, good quality construction, etc. We worked with many realtors before who simply didn’t care about our needs or understand exactly what we were looking for. When we met Sivage, he got us right away, and we knew we were in good hands. Sivage is way different. He provided us with white-glove service and went way beyond the call of duty. When my wife and I found a home we both loved, he said it was his job to get us that house, and he negotiated tirelessly with the seller’s agent to get the price well below asking. We didn’t even expect that in today’s market. Once we got the house, we wanted to renovate the home and finish the basement. He connected us with a very good contractor who got the job done for a reasonable price. Not only that, Sivage knows all the ins and outs of renovations and made sure the contractors didn’t cut corners in their work. He visited the home until the renovation was done. As busy professionals, Sivage reduced our time commitment significantly and allowed us to undertake something we couldn’t dream of doing. Not only that, he is a CPA—the man knows all the numbers and mortgage rules inside out. He took all the stress out. From day one, he said, “Don’t worry, your mortgage will get approved,” based on his experience, when everyone else advising us wasn’t confident. Guess what? It got approved with flying colours. He is the complete package. Realtors like Sivage are hard to find these days—they are a dying breed. It’s been a couple of months since we purchased our home, but Sivage is still in touch with us to make sure everything is good and to prepare us for spring maintenance, like cleaning the gutters. If you’re looking for someone who cares about your home as much as you do (I would even say he cares even more!!), Sivage is the right person for you. - Vaijan Methan

truly impressed me was how personally he cared about protecting my home and my investment. He handled everything with precision — ✔ thorough screening, ✔ flawless marketing, ✔ constant communication, and ✔ complete transparency. - chris

The Most Powerful Review for Sivage Sivagumaran, CPA — Luxury Realtor for Markham & GTA I am a long-time Markham Resident & Doctor and recently had the privilege of working with Sivage Sivagumaran, CPA & Luxury Real Estate Broker, to lease out my 3-bedroom, 2-bath luxury condo at Unionville, Markham — and I can confidently say that I have finally found the best real estate agent for life. From the very beginning, Sivage operated with an extraordinary level of professionalism, knowledge, confidence, and precision. His rare background as BOTH a CPA and a full-time Luxury Realtor makes him stand far above the rest. His attention to detail, his understanding of the Markham & Unionville luxury market, and his ability to position my condo at a premium price were unmatched. Within a short time, Sivage secured an executive high-profile tenant for a long-term lease — exactly the type of tenant I was hoping for. He protected my investment, marketed the condo beautifully, screened tenants thoroughly, and handled every step with honesty, care, and world-class professionalism. What impressed me the most is that Sivage treated my property like it was his own. He updated me every step of the way, shared valuable financial insight that only a CPA Realtor can provide, and guided me with confidence and clarity. Working with Sivage gave me complete peace of mind. I am extremely grateful for his work and service. I will continue working with him for ALL my future real estate needs — buying, selling, investing, and leasing. I will proudly refer him to my family, patients, colleagues, and every Markham resident because Sivage truly delivers top-tier results with integrity, intelligence, and heart. If you live in Markham, Unionville, Cachet, Angus Glen, Cathedraltown, Bur Oak, Upper Unionville, Wismer, or any surrounding neighbourhood, and you want the absolute best Realtor who understands luxury, numbers, schools, family needs, investment strategy, and premium leasing, then Sivage Sivagumaran, CPA Broker, is the only person I trust — and the only person you will ever need. Thank you, Sivage. You are exceptional. You exceeded every expectation. You are my Realtor for life. — A grateful Markham Doctor & Luxury Property Owner - Dr. Mi

As first-time homebuyers, we are incredibly grateful for the exceptional support and guidance we received from Sivage Sivagumaran. From the very beginning, Sivage made the entire process feel smooth, stress-free, and truly enjoyable. He took the time to understand our needs, explained every step clearly, and always made sure we felt confident in our decisions. Thanks to his deep knowledge of Toronto’s real estate market and his remarkable attention to detail, we were able to find an amazing home in one of the Toronto’s most desirable neighbourhoods—something we never imagined possible as first-time buyers. His professionalism, patience, and genuine care for his clients really set him apart. On top of his real estate expertise, Sivage’s financial and analytical background as a CPA gave us insights that went far beyond what we expected. He helped us make a smart, well-informed investment, not just a purchase. We couldn’t recommend Sivage more highly. If you’re looking for a dedicated, trustworthy, and highly knowledgeable realtor who truly puts his clients first, he is the one you want by your side. Thank you, Sivage, for helping us find the perfect home! - Ola

As a first-time homebuying family from an Asian background, the process of purchasing a home in Toronto felt overwhelming at first — until we met Sivage. He immediately made us feel comfortable, understood our cultural values, and respected the importance we place on family, safety, and long-term stability. Sivage guided us with incredible patience and kindness, taking the time to explain every detail clearly, without ever making us feel rushed or pressured. He understood exactly what we were looking for and helped us find a beautiful home in one of Toronto’s most desirable neighbourhoods — something we honestly didn’t think would be possible as first-time buyers. What really impressed us was his combination of real estate expertise and financial insight. As a CPA, he provided honest advice, helped us evaluate the investment side of every option, and made sure we were making a smart decision for our future. We felt truly supported from start to finish. Sivage treated us like family, and we are extremely grateful for his dedication and hard work. We highly recommend Sivage to anyone — especially first-time buyers or newcomers — who wants a trustworthy, knowledgeable, and genuinely caring real estate professional. Thank you, Sivage, for helping us start a new chapter in our dream Home. - Cortny

I am a senior executive professional and recently had the privilege of working with Sivage Sivagumaran, CPA & Luxury Real Estate Broker, to lease out my luxury Penthouse condo at Markham, Ontario. I can confidently say that Sivage is the best real estate agent I have worked with — and the only Realtor I will use moving forward. From our very first conversation, I knew I was dealing with someone operating at a higher level of professionalism, intelligence, and integrity. Sivage approaches real estate with the precision of a CPA, the strategy of a seasoned negotiator, and the calm confidence of a true luxury expert. His knowledge of the Markham, Richmond Hill, Stouffville, Newmarket Aurora communities, executive leasing, school zones, investment planning, and luxury tenant screening is simply outstanding. Sivage positioned my condo perfectly and attracted a high-profile executive tenant for a long-term lease at a premium rate — exactly the outcome I wanted. His thoroughness, communication, and attention to detail exceeded all expectations. I trusted him completely with my property, and he delivered results that speak for themselves. What truly sets him apart is his ability to combine financial expertise, luxury market insight, and genuine client care. He explained every step clearly, protected my interests, and made the entire process effortless for me. Working with Sivage gave me total peace of mind — something incredibly rare in today’s real estate market. I will be referring my colleagues, friends, family, and fellow professionals in Markham and the GTA to Sivage for all real estate needs — buying, selling, investing, leasing, and luxury condo services. He has earned my trust for life, and I am committed to supporting his future success. To anyone living in or relocating to Markham, Richmond Hill, Newmarket, Stouffville, Vaughan, Aurora, or the greater York Region, if you are looking for an agent who delivers excellence, honesty, intelligence, and premium results, then Sivage Sivagumaran, CPA, CLHMS, Broker, is the top name you should know. Thank you, Sivage. You are truly exceptional. You have my highest recommendation and lifelong loyalty. - Than Raveen

Bilang isang Pilipinong ama na naghahangad bumili ng aming pinakaunang bahay dito sa Toronto, aaminin ko—maliit talaga ang pag-asa na makita namin ang tamang bahay para sa aming pamilya. Gusto namin ng lugar na malapit sa magandang paaralan para sa aming anak, malapit sa TTC subway, sa aming simbahan, at sana ay may basement apartment para makatulong sa mortgage. Marami na kaming nakausap na agents noon, at lagi kaming nawawalan ng pag-asa. Pero nagbago ang lahat nang makilala namin si Sivage Sivagumaran, CPA & Realtor. Sa unang pagkikita pa lang namin kay Sivage, ramdam ko na agad ang kakaiba sa kanya. May sincerity sa boses niya, may genuine na malasakit sa paraan niya magpaliwanag, at may respeto sa bawat tanong namin. Bilang mga Pilipino, kadalasan mas komportable kami sa kapwa natin Pinoy. Pero kay Sivage, iba. Natural ang tiwala. Para kaming matagal nang magkakilala dahil sa kabaitan at respeto na pinakita niya sa amin. Sinabi ko pa nga sa asawa ko nung gabing iyon, “Hindi ito ordinaryong real estate agent. Pakiramdam ko, isinugo talaga ng Diyos ang taong ito para tulungan tayo.” At nagpapasalamat talaga kami na nakita namin siya sa Google at ChatGPT, at habang tumatagal, lalo naming pinapatunayan na tama ang pakiramdam namin. Maingat si Sivage makinig, naiintindihan niya ang budget namin, at tinrato niya kami na parang VIP clients. Ipinakita niya sa amin ang mga bahay na akma talaga sa pangangailangan namin — malapit sa top-rated TDSB school, may TTC transit, malapit sa simbahan, at may potential na income sa basement. Dahil CPA din siya, ipinapaliwanag niya ang mga numero nang malinaw, kaya mas kampante kami sa mga desisyon namin. Ipinakilala pa niya kami sa isang mortgage specialist na napakabait at sa isang lawyer na nagpaliwanag nang simple at diretso. Bago kami mag-offer, ipinaliwanag ni Sivage ang bawat pros and cons at siya na rin ang nag-ayos ng home inspection para siguradong tama ang desisyon namin. Nang dumating ang negotiation, doon namin nakita ang tunay na lakas ni Sivage. Kalma, matalino, strategic, at sobrang protektado niya kami. Nakipag-negosasyon siya na parang tunay na propesyonal na inuuna ang kapakanan ng pamilya namin. At nung tumawag siya at sinabi, “Congratulations, nakuha natin ang bahay,” parang hindi kami makapaniwala — isa sa pinaka-masaya at pinaka-emotional na sandali sa buhay naming pamilya. Halos hindi kami nagsusulat ng mga review. Pero itong karanasan na ito ay napaka-espesyal para hindi ibahagi. Ang mabubuting tao, tulad ni Sivage, ay dapat talagang kinikilala. Ang ginawa niya para sa pamilya namin ay hinding-hindi namin makakalimutan. Ginawa niyang posible ang isang bagay na akala naming imposible — sa tulong at biyaya ng Diyos. Para sa lahat ng Pamilyang Pilipino sa Toronto, Scarborough, Markham, at buong GTA — lalo na sa mga first-time buyers, young couples, at mga magulang na naghahanap ng magandang school at bahay na may rental income — sana maranasan ninyo ang serbisyo ni Sivage. Iba siya. Tunay niyang binago ang buhay namin. Maraming salamat, Sivage. Bahagi ka na ng kwento ng pamilya namin. Ikaw ang Realtor namin habang-buhay. — Isang Proud na Pilipinong Ama & First-Time Home Buyer Toronto, Ontario As a Filipino father trying to buy our very first home in Toronto, I honestly thought the chances were small. We wanted a place near a good school for our child, close to the TTC subway, our church, and ideally with a basement apartment to help with the mortgage. Most agents we spoke to in the past made us feel discouraged. But everything changed the moment we met Sivage Sivagumaran, CPA & Realtor. From our first meeting, I could already feel something different about him. There was sincerity in the way he spoke and genuine care in how he guided us. As Filipinos, we often feel most comfortable with people from our own community, but with Sivage it was different. The trust came naturally. He treated us with so much respect and kindness that it felt like we had known him for years. I even told my wife that night, “This is not an average real estate agent, I think God sent this man to help us.” I’m thankful that we found him on Google and ChatGPT, and looking back, I truly believe that. Sivage listened carefully, understood our budget, and treated us like VIP clients. He showed us homes that matched our goals near a top-rated TDSB school, accessible to TTC transit, close to our church, and with strong basement rental income potential. His CPA background helped us understand the numbers clearly, which gave us confidence. He connected us to a mortgage specialist who treated us wonderfully and introduced us to a lawyer who made everything simple. Before submitting an offer, he explains each and every Pros & Cons about the home, and he arranged the Home Inspection as well. When it came time to negotiate, Sivage showed his true strength. Calm, strategic, smart, and protective. He negotiated like a professional who cared deeply about our future. When he called to say, “Congratulations, we got the house,” it felt unreal, one of the happiest and most emotional moments for our family. We almost never write the reviews, But this experience deserves to be shared publicly. Good people always needed to be recognized, What Sivage did for us is something we will remember for the rest of our lives. He made an impossible dream real, with God’s blessing. To every Filipino family in Toronto, Scarborough, Markham, and the GTA — especially first-time buyers, young couples, and parents looking for good schools and rental income homes — we truly hope you work with Sivage. He is one of a kind. He changed our life. Maraming salamat, Sivage. You are part of our story now. You are our Realtor for life. — A Proud Filipino Husband & First-Time Home Buyer Toronto, Ontario - Anthon