Sivage Sivagumaran Reviewed By Bel on 2026-08-02

educated, hardworking, energetic, honest, and extremely knowledgeable about Toronto and GTA real estate. Rather than selecting an agent only because they are a friend, relative, or someone from the same background, I encourage people to choose an agent who truly understands the market and knows how to protect their interests. Choose someone who understands different property types, neighbourhood values, rental potential, future appreciation, market conditions, cash-flow projections, financing, and the financial impact of buying, selling, or holding a property. That is what Sivage brought to our family. He did not simply help us lease a condo and purchase a house. He helped us avoid selling at the wrong time, protect our investment, move forward with confidence, and create a much better financial plan for our family. I am extremely thankful to Sivage Sivagumaran, CPA, for his honesty, guidance, patience, and outstanding service. I highly recommend him to anyone planning to buy, sell, lease, or invest in real estate in Toronto and the Greater Toronto Area. Please speak with Sivage before making an important real estate decision. Once you speak with him, you will understand how different he is from many other agents. Thank you, Sivage, for looking after our family, protecting our investment, and helping us begin a beautiful new chapter. We are truly grateful and look forward to working with you again in the future.

Reply: Thank you from the bottom of my heart for taking the time to write such a thoughtful and deeply meaningful review. I am truly grateful for the trust you and your family placed in me, and I will always remember the journey we shared. When we first sat down to discuss selling your Toronto condo, my responsibility was not simply to secure a listing. I wanted to understand why you were considering selling, what your family hoped to accomplish next, and whether selling at that particular time truly made financial sense for you. Once we looked at the market conditions, your equity, mortgage position, potential selling costs, rental possibilities, and longer-term goals, I genuinely believed there was a better option for your family. Recommending that you not sell meant walking away from an immediate sale, but protecting your family’s financial interests had to come first. That is one of the principles I hold very strongly as Sivage Sivagumaran, CPA | Toronto & GTA Real Estate Broker. Real estate decisions should never be made simply because a transaction can be completed. They should be made because the numbers, timing, property, and long-term strategy make sense for the client. I am incredibly happy that we were able to create a different path together. You kept your three-bedroom Toronto condo as an investment, we successfully leased it to the right tenant, and at the same time we found a beautiful bungalow within your budget that better suited your family’s next chapter and offered additional income potential. Knowing how busy your professional and family life is, I also understood how important it was for you to have someone you could depend on. I was pleased to handle the condo marketing, inquiries, showings, applications, document reviews, reference checks, negotiations, and tenant selection while keeping you informed and involved in the important decisions. Your condo was not simply another rental listing to me. It was an important family asset that deserved careful protection. Your comments about choosing a Realtor based on knowledge, integrity, financial understanding, and professional ability rather than simply familiarity touched me deeply. Toronto and the GTA are made stronger by their diversity, and I am honoured whenever families from different communities trust me with major financial and real estate decisions. Respect, honesty, clear communication, and understanding a family’s goals are universal. My CPA background allows me to look at real estate from both sides of the equation. Property value matters, but so do cash flow, mortgage obligations, equity, rental income, carrying costs, future flexibility, investment potential, and long-term financial security. Sometimes the best real estate advice is to buy. Sometimes it is to sell. And sometimes, as in your situation, the right advice is not to sell yet. Thank you for trusting that advice. More than anything, I am grateful that you allowed me to become part of such an important family decision. Your cooperation, openness, patience, and confidence in my professional judgment made everything we accomplished possible. I wish you and your family many years of happiness in your new home and continued success with your investment property. I will always be here whenever you need guidance with buying, selling, leasing, investing, or making an important Toronto and GTA real estate decision. Thank you again for your extraordinary trust, recommendation, and kindness. It was truly an honour to serve your family. With heartfelt gratitude, Sivage Sivagumaran, CPA Toronto & GTA Real Estate Broker RE/MAX Crossroads Realty Inc.