Sivage Sivagumaran Reviewed By Ragu on 2026-09-18

We had a five-star experience working with Sivage Sivagumaran, CPA, Broker at RE/MAX Crossroads Realty Inc. for our property in Centennial Scarborough, Toronto, in the E10 area. When we first contacted Sivage, we were unsure whether we should sell our home or lease it. The market was not ideal for selling, and we needed honest, professional guidance. Sivage sat down with us, explained the pros and cons clearly, and prepared a detailed analysis of our options, including net proceeds, equity growth, return on investment, and cash flow. His CPA background made a huge difference because he helped us understand the numbers properly before making a decision. After reviewing everything with him, we decided leasing was the better strategy for us. Sivage showed us how the property could generate positive cash flow while allowing us to hold the asset for future growth. That advice gave us confidence and peace of mind. Once we decided to lease, Sivage handled the entire process with outstanding professionalism. Even though it was a lease listing, he treated it with the same care and attention as a sale. He marketed the property properly, promoted it, followed up with interested tenants, and kept us updated throughout the process. Since the home was vacant, he also visited regularly to check on the property, make sure it was clean, and ensure everything was being looked after. Most importantly, Sivage secured a strong AAA tenant for us within a reasonable time. He did not rush or cut corners. He protected our investment, screened carefully, and helped us feel comfortable with the final tenant selection. We are extremely happy with Sivage’s service, advice, work ethic, and market knowledge. If you are a landlord in Toronto, Scarborough, Centennial, or anywhere in the GTA and you are unsure whether to sell, hold, or lease your property, we highly recommend speaking with Sivage Sivagumaran. He is a trusted Realtor in Toronto who understands both real estate and the financial side of investment property. We would gladly recommend Sivage to landlords, sellers, first-time buyers, downsizers, investors, and anyone looking to buy, sell, lease, or make a smart real estate decision in Toronto and the GTA.

Reply: Reading this review left me genuinely grateful because it captures something I care deeply about in real estate: sometimes the most valuable service I can provide is helping a client decide what not to do. When you first contacted me about your property in Centennial Scarborough, Toronto, in the E10 area, the immediate question was whether selling or leasing made more sense. I appreciated the trust you placed in me to step back from the transaction itself and first analyze what was best for you financially. Rather than simply recommend a sale or immediately take a lease listing, I wanted you to clearly understand both options. I reviewed the potential net proceeds, existing equity, future equity growth, return on investment, carrying costs, cash flow, and the implications of continuing to hold the property. As Sivage Sivagumaran, CPA | Toronto & GTA Real Estate Broker, this is where my accounting and real estate backgrounds naturally come together. Property decisions should not be based only on today's selling price. The numbers need to be considered alongside market conditions, ownership costs, rental potential, future flexibility, and the client's longer-term financial objectives. One principle I strongly believe in is this: the decision to sell, hold, or lease an investment property should be made only after comparing the net financial outcome of each option, not simply by looking at the current market price. In your situation, after reviewing the analysis together, leasing became the strategy you felt most comfortable with. I am especially pleased that the financial picture gave you the confidence to hold the asset rather than feeling pressured to sell during market conditions you did not consider ideal. Once that decision was made, my responsibility shifted from financial analysis to protecting your interests as a landlord. I never believe a lease listing deserves less attention simply because it is not a sale. Your home remained an important asset, and I wanted the marketing, communication, tenant inquiries, follow-up, screening, documentation, and overall presentation to reflect that. Because the property was vacant, I also understood the additional responsibility involved. Regularly checking on the home, monitoring its condition, making sure it remained presentable, and staying closely involved were all part of looking after the property while it was being marketed. I truly appreciate that you recognized those efforts. Most importantly, I am delighted that the process resulted in securing the strong AAA tenant you were hoping for within a reasonable timeframe. I did not want the property occupied simply for the sake of completing the lease quickly. The objective was to review applicants carefully, understand the documentation, consider the overall application, and help you make a tenant decision you could feel comfortable with. Your comment that I helped protect your investment is especially meaningful to me. That is exactly how I view landlord representation. A rental property is not simply a listing. It is an asset with carrying costs, risk, cash-flow considerations, and long-term value that deserves careful stewardship. I am also grateful for your comments about my work ethic, market knowledge, advice, and professionalism. Your cooperation and willingness to discuss the numbers openly made it possible for me to provide the type of analysis and guidance I believe property owners deserve. For landlords and investors in Centennial Scarborough, Scarborough, Toronto, and across the GTA who are uncertain whether the right move is to sell, hold, or lease, I strongly believe the conversation should begin with the numbers and the owner's goals before discussing the transaction. Going forward, I will remain available to you for annual property value updates, future sell-versus-hold analysis, market changes, contractor referrals, and CPA-informed questions that may arise as your ownership strategy evolves. Thank you again for placing such substantial trust in my professional judgment and allowing me to guide both the strategic decision and the leasing process. I am sincerely grateful for the opportunity to have assisted you and for this exceptional recommendation. With deep appreciation, Sivage Sivagumaran, CPA | Toronto & GTA Real Estate Broker, RE/MAX Crossroads Realty Inc. Analyze First. Protect the Asset. Make the Real Estate Decision That Fits the Numbers.