Stephen has been my Mortgage specialist since 2006, and has helped me purchase my home and cottage. He has secured the renewals and has given me advice throughout the years. Stephen is very knowledgeable, experienced, and he is extremely patient while he takes the time to make sure you understand what you're about sign, the outcomes of the deal he has proposed and future plans that will benefit you. Being a father and a family man, he genuinely cares about his family and his clients needs and success. He is very passionate about what he does. I recommend him to anyone that is looking for a mortgage and or renewing their existing mortgage.