Stephen Green, Kitchener, Mortgage Broker

Stephen Green

Plus Mortgage Broker
0 Clients
Hired on Rate-My-Agent.com

100% Response Rate

Key Stats

Hired on Rate-My-Agent.com 2 times

17 reviews in 10 cities and 3 neighbourhoods.

1st in Kitchener, ON - 7 Reviews

1st in Guelph, ON - 2 Reviews

1st in Guelph Eramosa, ON - 1 Reviews

1st in Port Stanley, ON - 1 Reviews

1st in Elmira, ON - 1 Reviews

3rd in Waterloo, ON - 1 Reviews

1st in Mildmay, ON - 1 Reviews

1st in Stratford, ON - 1 Reviews

1st in Kincardine, ON - 1 Reviews

1st in Milton, ON - 1 Reviews

More

Rating Summary

Overall Rating
4.99
Knowledgeability Rating
5.00
Professionalism Rating
5.00
Responsiveness Rating
5.00
Usefulness of Website
4.94
Value of Service
5.00
Mortgage Guidance Rating
5.00
Success Ratio 100 %
Recommend Ratio 100 %
Response Rate 100 %

In Stephen's Own Words:

Stephen Green is a prominent Mortgage Broker and the visionary leader behind The Financial Collective, formally Stephen Green Mortgages. With over 25 years of industry experience, Stephen has secured a reputation and brand for excellence, having funded over $850 million in mortgages over a decade. His approach, centered on transparency, honesty, and effective communication, reflects his commitment to client satisfaction and industry leadership. He is an industry leader on technology processes, automation, and delivering an exceptional client experience based on advice. His team features one fulltime assistant, three in-house real estate firm offices he has relationships with as their preferred mortgage provider, and an expanding team of agents as part of The Financial Collective. He is currently in the top 5% nationally for his Mortgage Brokerage Network. He is asked to speak at functions, conferences, and meeting often. He speaks on the topics of economic updates, brand development, and building accountability & goals. Stephen is the host of The Green Effect Podcast, a highly rated podcast that unpacks topics about Finance, Life, and Business. The podcast is currently in its sixth season and is released bi-weekly. Additionally, he is a regular guest on other podcasts offering insights on the current real estate market and technology-based mortgage systems. Stephen's guiding principles are captured within three quotes: ‌"I don't want to be a product of my environment, I want my environment to be a product of me." - The Departed "You get what you demand, you encourage what you tolerate." - Tom Landry Nobody cares, work harder." - Unknown Personally, Stephen is married, has two grown children, and one furry child named Lenny. He lives with his family in beautiful Kitchener Ontario Canada. Stephen and his wife are real estate investors with residential rental properties.

Contact

Team Solo
Company The Financial Collective
Website Check
Phone Check
Cell Check
Address


5.00

Home Transaction in Rockwood, Guelph-Eramosa | Jun 2026

Stephen is extremely knowledgeable and takes the time to get to know you and your needs. He ensures you understand every step and are comfortable before signing. We’ve shared Stephen’s info to our friends! - Suzanne Barrand

Reply:    Hi Suzanne, thank you so much for the fantastic review and for recommending me to your friends! Taking the time to truly understand your personal needs and ensuring you feel 100% comfortable through every step of the mortgage process is always my highest priority. Building that level of trust and confidence before signing is what a great home financing experience should be about. Thank you for your continued support, and I look forward to taking great care of anyone you send my way!

5.00
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5.00
Successful
YES
House / Single-Family
Rockwood, Guelph-Eramosa
Jun 2026
August 2026
5.00

Home Transaction in Grange Road, Guelph | Jun 2026

An absolute pleasure to work with, Stephen was able to guide us through our first home-buying experience with respect, humor, and an abundance of knowledge. His insights into the home-buying process helped bring simplicity to an otherwise complicated milestone. Thanks Stephen! - Matt Sytsma

Reply:    Hi Matt, thank you so much for the wonderful review! It was an absolute pleasure working with you as well. Navigating your first home-buying experience can certainly feel like a complicated milestone, so I am thrilled that my insights could bring some simplicity and clarity to the process. I always believe that a bit of humor and a lot of knowledge go a long way in making the mortgage journey smooth and enjoyable. Thank you for your trust, and congratulations on your new home!

5.00
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5.00
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5.00
Successful
YES
House / Single-Family
Grange Road, Guelph
Jun 2026
July 2026
5.00

Home Transaction in Kitchener | Sep 2025

Stephen was great. We asked lots of first time home buyer questions, and he was able to answer everything we needed to know. Would recommend for first time home buyers. - Benjamin Cheesman

Reply:    Hi Benjamin, thank you so much for the great review and recommendation! Helping first-time home buyers navigate the market is one of the most rewarding parts of my job. I’m glad I could answer all of your questions and provide the clarity you needed to feel confident throughout the mortgage process. Congratulations on taking this huge step, and please don't hesitate to reach out if you or any other first-time buyers you know need advice in the future!

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5.00
Successful
YES
House / Single-Family
Kitchener
Sep 2025
June 2026
5.00

Home Transaction in Kincardine | Oct 2025

I can actually say that Stephen Greene has not only change my life he has given me hope that there are still some pretty amazing kind and caring people in this world. Stephen went over and above to accommodate my needs. He supported me in so many ways. I truly cannot thank him enough. - Shawna Small

Reply:    Hi Shawna, I am incredibly moved by your beautiful words. Thank you from the bottom of my heart. Navigating home financing and big life transitions can feel overwhelming, and my ultimate goal is always to ensure my clients feel genuinely supported, valued, and cared for every step of the way. Going above and beyond to accommodate your needs was an absolute privilege. Knowing that I could help bring you peace of mind and hope means more to me than words can say. Thank you for your profound trust in me, Shawna—I wish you nothing but the absolute best moving forward!

5.00
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5.00
Successful
YES
House / Single-Family
Kincardine
Oct 2025
June 2026
5.00

Townhome Transaction in Stratford | Nov 2026

Stephen was very well thorough and kept me feeling well informed throughout the whole process. I really appreciated his video calls talking about what I was to be expecting along the way. Highly recommend! - Mike Sousa

Reply:    Hi Mike, thank you so much for the high recommendation! I’m glad you found the video calls helpful. I find that jumping on a quick video chat to walk through the numbers is the best way to ensure my clients feel thoroughly informed and know exactly what to expect at every stage of the mortgage process. I really appreciate you taking the time to share your experience, and I wish you all the best. Don't hesitate to reach out if you ever need anything else!

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5.00
Successful
YES
Townhouse
Stratford
Nov 2026
June 2026
5.00

Home Transaction in Stanley Park, Kitchener | Jun 2025

I've always been able to rely on Stephen to get me the perfect mortgage product depending on the property I've purchased. He's quick to answer my questions, and has a ton of patience when explaining all the things. I will always refer my family and friends to Stephen! - Maggie Horsburgh

Reply:    Hi Maggie, thank you so much for the fantastic review! I truly appreciate your long-term trust in me. Matching the right mortgage product to the specific property you're purchasing is so important, as every home and financial situation requires a tailored strategy. I'm glad my patience and quick response times have helped you feel supported along the way. Knowing you will continue to refer your family and friends is the ultimate compliment. Thank you again, and I'm always here whenever you or your loved ones need advice!

5.00
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5.00
Successful
YES
House / Single-Family
Stanley Park, Kitchener
Jun 2025
June 2026
5.00

Home Transaction in Kitchener | Feb 2026

Stephen was phenomenal to work with and guided me through the process seamlessly. This was my fourth home purchase with unique circumstances and my most well informed purchase as a result of Stephen’s expertise! - Stephanie Canfield

Reply:    Hi Stephanie, thank you so much for the phenomenal review! Navigating a fourth home purchase is an exciting milestone, and I'm glad my expertise could help you feel more informed than ever, especially given the unique circumstances of your file. Every real estate transaction is different, and I always aim to make the mortgage approval process as seamless and transparent as possible, no matter how complex the details. Thank you for trusting me with your financing, and I wish you all the very best in your new home!

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5.00
5.00
Successful
YES
House / Single-Family
Kitchener
Feb 2026
May 2026
5.00

Home Transaction in Mildmay | Mar 2025

Stephen was very helpful with the purchase of our home. He went above and beyond to coach us through the procedure and was always available. We had a short window to get everything done and I don’t think it would have been possible without his help. We are truly grateful for all of his hard work. He put us at ease through a stressful time ! - Nicole Jordan

Reply:    Hi Nicole, thank you so much for your kind words! It was an absolute pleasure helping you navigate the purchase of your home. I know how quickly things can move in today’s market, and I’m so glad we were able to work together to meet your deadline and get everything across the finish line. My goal is always to act as a coach throughout the mortgage procedure, ensuring you feel informed and at ease every step of the way. Helping you navigate such a stressful time and turning it into a success is exactly why I do what I do. I’m truly grateful for your trust—enjoy your new home!

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5.00
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YES
House / Single-Family
Mildmay
Mar 2025
May 2026
5.00

Home Transaction in Grange Road, Guelph | May 2025

Amazing!. I would recommend him to anyone looking for a mortgage broker. I’m so glad I found him! He’s incredibly knowledgeable, kind, helpful and his response time to your questions is lightning speed. You won’t regret working with him! - Lisa

Reply:    Hi Lisa, thank you so much for the amazing feedback! I’m so glad you found me as well. I know how fast the real estate market moves, so I make it a point to keep my response times as quick as possible to ensure my clients never miss an opportunity. Being both knowledgeable and helpful is what I strive for with every mortgage file. Thank you for the high recommendation—it was a true pleasure working with you!

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5.00
Successful
YES
House / Single-Family
Grange Road, Guelph
May 2025
May 2026
4.83

Condo Transaction in Milton | Dec 2024

Stephen is very good at what he does, always straightforward, personable and takes the time to ensure you understand each step of the way. I highly recommend reaching out to Stephen, you will be glad that you did. - Paul Radloff

Reply:    Hi Paul, thank you so much for the 5-star rating and the recommendation! I believe that being straightforward and transparent is essential in this industry, so I'm glad that stood out to you. Taking the time to ensure my clients understand each step of the mortgage process is my top priority—it’s all about making sure you feel confident in your decisions. I truly appreciate you encouraging others to reach out; it was a pleasure working with you. Thanks again!

5.00
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4.00
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5.00
Successful
YES
Condo / Apartment
Milton
Dec 2024
May 2026
5.00

Home Transaction in Waterloo | Jul 2025

Stephen is incredible! He went above and beyond, ensuring we understood every detail and gave us actionable steps to pay off faster. Highly recommend! His team also does follow ups to ensure you are satisfied after closing. - Jeremy Kearns

Reply:    Hi Jeremy, thank you so much for the 5-star review! I’m glad you found the actionable steps to pay off your mortgage faster helpful—helping my clients build equity sooner is something I’m very passionate about. I’ll be sure to share your kind words with the rest of the team; we take great pride in our follow-up process to ensure everything is running smoothly even after your move-in day. Thank you for the high recommendation, and don't hesitate to reach out if you need anything!

5.00
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5.00
Successful
YES
House / Single-Family
Waterloo
Jul 2025
May 2026
5.00

Home Transaction in Elmira | Oct 2024

Stephen was great to work with, as we had a few challenges as I am self employed. But he made it all come together. I would recommend him to other and I have. - Jason Okeefe

Reply:    Hi Jason, thank you for the recommendation! I really enjoyed working with you to get this across the finish line. Being self-employed often comes with a unique set of challenges when it comes to mortgage approvals, but I take a lot of pride in finding creative solutions to make it all come together. I’m glad we could secure the right financing for you, and I truly appreciate you referring others my way. It’s always a pleasure helping fellow entrepreneurs succeed!

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5.00
Successful
YES
House / Single-Family
Elmira
Oct 2024
May 2026
5.00

Home Transaction in Kitchener | Feb 2024

Stephen has been my Mortgage specialist since 2006, and has helped me purchase my home and cottage. He has secured the renewals and has given me advice throughout the years. Stephen is very knowledgeable, experienced, and he is extremely patient while he takes the time to make sure you understand what you're about sign, the outcomes of the deal he has proposed and future plans that will benefit you. Being a father and a family man, he genuinely cares about his family and his clients needs and success. He is very passionate about what he does. I recommend him to anyone that is looking for a mortgage and or renewing their existing mortgage. - Keith

Reply:    Hi Keith, thank you for such a thoughtful and heartfelt review. It has been an absolute privilege being your mortgage specialist since 2006! Helping you secure financing for both your home and your cottage over the years has been a highlight of my career. I truly believe that mortgage brokering is about more than just a single transaction—it’s about long-term advice and ensuring my clients feel confident in the 'future plans' we build together. As a family man myself, I know how important those foundations are. Thank you for your continued trust and for recommending me to those looking to purchase or renew. Cheers to many more years!

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5.00
Successful
YES
House / Single-Family
Kitchener
Feb 2024
May 2026
5.00

Condo Transaction in Kitchener | Sep 2025

Stephen has guided us through many transactions over the past 10 years, from our personal home through to single and multi-family residential investments. He is extremely responsive, knowledgeable and friendly, offering insightful advice that has helped us make the most beneficial decisions for our family. His services are second to none, working to make every transaction seamless from start to finish. - Heather M

Reply:    Hi Heather, thank you so much for the wonderful review and for your loyalty over the past decade! It has been a pleasure guiding you through your various real estate milestones. Whether it’s your personal home or expanding your portfolio into single and multi-family residential investments, I always aim to provide the most insightful advice to ensure your family’s financial success. I’m glad to hear the process has felt seamless for you—that is always the goal! Thank you for trusting me with your transactions over the last 10 years. I look forward to seeing what your next investment looks like!

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5.00
Successful
YES
Condo / Apartment
Kitchener
Sep 2025
May 2026
5.00

Home Transaction in Port Stanley | May 2025

Was very responsive and got back to me quickly. Explained all things as the transaction went on and made sure the lawyers had everything they needed. Thanks for your help. - Dan

Reply:    Thank you so much for the kind words! I’m really glad I could help make your refinance smooth and stress‑free. Communication and clarity are especially important during a refinance, so I’m happy to hear you felt well‑informed every step of the way. Coordinating closely with the lawyers and staying responsive is something I take a lot of pride in, and it’s great to know that made a difference for you. Thank you again for trusting me with your mortgage—wishing you all the best moving forward!

5.00
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5.00
Successful
YES
House / Single-Family
Port Stanley
May 2025
April 2026
5.00

Home Transaction in Kitchener | Mar 2023

Stephen is a great broker in many ways - detailed, thorough, efficient and patient. He knows how to get the job done successfully and sets up his clients for the best possible outcome. Highly recommend! - Tawnya

Reply:    Hi Tawnya, thank you so much for the wonderful review! It was a pleasure working with you. I truly believe that being thorough and detailed is the only way to navigate the complexities of the mortgage world and ensure my clients get the best possible outcome for their specific goals. Efficiency and patience are key to a stress-free experience, and I’m glad those stood out to you. Thank you for the high recommendation—it means the world to me! Please don't hesitate to reach out if you ever have more questions.

5.00
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5.00
Successful
YES
House / Single-Family
Kitchener
Mar 2023
April 2026
5.00

Home Transaction in Kitchener | Oct 2021

Stephen has always been very helpful and informative. He is a great communicator and always quick to respond to any questions we have. We would definitely recommend him to our friends and family. - Ann

Reply:    Hi Ann, thank you so much for the kind words and the five-star rating! I’m thrilled to hear that you found my communication helpful throughout the mortgage process. Keeping my clients informed and responding quickly to questions is always my top priority, especially in today's shifting Canadian real estate market. Knowing that you’d recommend me to your friends and family is the highest compliment I can receive. I look forward to helping them with their home financing needs in the future. Enjoy your home!

5.00
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5.00
Successful
YES
House / Single-Family
Kitchener
Oct 2021
April 2026

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