Michael Lloyd

Michael has been our families mortgage broker for probably 20 years! He is knowledgeable and up to date on current trends and offers . - D Service

Michael Lloyd was amazing to work with! My mortgage was up for renewal in August and my Realtor recommended him to me. I contacted Mike in June and everything was signed, sealed & tied up 3 weeks later! I couldn’t have been more pleased or imaged working with anyone else! Michael is extremely knowledgeable, professional, personable, articulate and went that extra mile to make me feel at ease. He was willing to take my call and or email any time of the day. Michael was proficient in getting me the best rate and helped me clear up the last of my remaining debt - all in one biweekly payment! If you’re a first time home buyer or remortgaging, look no further than Michael Lloyd…it’ll be the best decision you ever make! - Cheryl Cooke

Mike and his team have supported us through every home purchase, turning what could have been a stressful process into a smooth one. They’ve helped us qualify for mortgages in tricky situations and offered clear, personalized guidance when the market shifted—never telling us what to do, but giving us the insight we needed to make the best choices for our family. Most recently, Mike reached out with key info that helped us adjust our mortgage and move closer to our goal of paying it off faster. We’ve trusted Mike and his team for over 10 years, and we wouldn’t be in this great position without their ongoing support! - Mathew Collings

Absolutely the best experience going through the process. We started off slowly With many reservations but found a property that we were interested in. Mike and the team walked us through all the options, risks, possibilities etc. Always had time to answer questions and never made us feel in the dark with any part of the process. Would highly and fully recommend Mike and the team to anyone thinking of purchasing a home, whether it is a straightforward or complicated purchase; this team will help you with every step of the process. - Mark Franck

This was my first experience utilizing a broker vs utilizing a bank. This was an excellent experience and I would do the same again. Mike was great to work with and took the anxiety of home buying away. - Travis Goldsmith

We had the pleasure to work with Mike and his team buying our forever home! This group is reliable, quick to respond, and are there helping you every step of the way! - Chantelle Miller

Mike was outstanding! They were very knowledgeable and helpful. Mike is a lovely man, great at what he does, got us a fantastic rate and explained everything thoroughly. His whole team was fantastic and we will use them again in the future. - Mitch Browne

From start to finish our transaction with Michael Lloyd was absolutely incredible. Every step of the way we knew that Michael was attending to us as if we were his only clients. He went beyond what any other broker and our banking institution had ever done for us. Will definitely use his expertise again - Lisa Boerescu

Mike and his team were an incredible source of support and knowledge in helping us renew our mortgage. He listened to our future goals and set us up in a way to make it happen. Little did we know we would purchase a vacation property so soon! Mike and his team, again, did not disappoint and helped us successfully purchase our lakefront property. Thank you, Mike! - Lori

We've worked with Mike for years and appreciate his knowledge and professionalism. Our experience with him has been great from start to finish and we'd easily recommend him to other homebuyers. - Brad and Laura Toews

Very professional and friendly. Always able to answer our questions. Made the experience of purchasing our home easy! We always recommend Mike and the Home Happy team to anyone looking to buy a home! - Chantelle Miller

I've been working with Michael Lloyd for years, and I can confidently say he is the only person I trust with my mortgage needs. His deep understanding of the home finance market is unmatched, and his professionalism and promptness make the entire process seamless. Mike always takes the time to ensure I have the best options available, making what can be a stressful experience feel effortless. If you're looking for someone who truly knows the industry and prioritizes your best interests, I highly recommend Mike in a heartbeat! - Wayde Jensen

Excellent service from Mike and the team! They were thoughtful and responsive to my needs, answering any questions I had with courtesy and professionalism. I will work with him in the future. - Neal Aven

Michael was incredibly knowledgable, and always quick to respond to our dozens of questions. We are grateful for his support in buying our first home, and would highly recommend him. - Rachelle Peltier

Mike has been my mortgage broker for 20+ years, and 6 mortgages/renewals later, he still scores me the best rates and terms. Mike and his team are professional and courteous, and I wouldn't deal with anyone else. - Robert

We are new home buyers, and this whole process was very overwhelming to us. Michael made this a seamless, hassle free process and Michael was extremely accessible and helpful. Will be using his services again in the future! - VIck Sharma

Mike always gets the job done in record time. His communication is to the point and lets me know our next steps in order to get our financing in place. - Dallas Crick

As a Realtor, I work with many Mortgage Brokers and when it came to my own purchase I wanted to make sure I was in good hands. I highly recommend Mike LLoyd when it comes to getting Financing in place prior to shopping for a new home! - Dallas Crick

I couldn't be more impressed with Mike Lloyd from HomeHappy! After switching from my previous mortgage broker, Mike was able to get me approved for $150,000 more, which honestly made all the difference in my home search. He was always readily available, easy to connect with, and incredibly knowledgeable. His expertise and dedication gave me complete confidence throughout the process. I highly recommend Mike to anyone looking for a reliable and brilliant mortgage specialist! - Lynette

Working Mike and his team has been a great experience! They explain scenarios and paperwork in ways that make everything easy to understand, and this has really reduced our stress. - Emilee

I am so impressed with the service I received from Mike and the Home Happy team! Mike took the time to understand my needs, and support me to resolve an issue on my credit report. He moved quickly to find the best deal for my mortgage, communicated with me throughout the process and checked in regularly once my lawyer took over to make sure things were going smoothly. Mike and the Home Happy Team have continued to stay in touch and support me to understand the current market. They continue to look for opportunities for me to save money through my mortgage, which is something I have never experienced through a mortgage broker. I highly recommend Mike and the Home Happy Team! - Leah Dobell

Mike gave us exceptional help with finding a good mortgage rate. He was there for us, answering our questions and helping to guide us through some difficult things we did not understand. Mike was reassuring us on our questions and contacted us when everything was completed. - Don & Diana Turner

We have been using Michael and his excellent team since we first bought in the market 20 years ago. We will happily recommend and return for any mortgage needs, thank you so very much for all your help though the years Michael and team! - Christopher Manners

Very helpful on renewing our mortgage Was easily accessible for any questions Helped consolidate our debts as well as get us a better rate on our current mortgage. Our go to for any mortgage questions - Scott Elliott

Always amazing support. They find the perfect product to fit your needs. I have had the pleasure of working with Mike and his team for over 2 decades. They have made my investment dreams come true. And they all are kind and fun to work with. - Tyra Crump

Wonderful to welcome Mike and the Home Happy team to the Okanagan. Whether buying new or refinancing a mortgage, it's comforting to feel the trust of a great team. Thank You for providing me that comfort, every time. - BA Lowery

I have used Michael on several of my purchases and just to reach out to him and his Team for information on things or options. They are always Happy to help Michael and his team have helped me sort out some tuff areas and have and still keep me informed on all updates etc. My renewal is coming up and they are all ready working on the best plan of action that suits my needs and flexibility's I would not go anywhere else. They are friendly, professional and get the job done and make it stressless. Thank you Michael and Team - Bev Victor

Mike and his team were great to work with, they kept me in the loop, communicating very well. They also explained the process very well, making me feel comfortable with my decisions. I’m happy. - Irene Ramos