Michael Lloyd

I feel very safe and taken care of when I work with Mike and his team. They are prompt with responses and they have your back. Fully trust and highly recommend! - Kerry

I can’t recommend Mike and the team at Home Happy highly enough. I’ve purchased two properties with them and felt secure and informed every step of the way. They treat their clients like actual people. We’ll be upsizing in a few years when the kiddos are bigger and will absolutely be reaching out to them again. - Andrea

Michael Lloyd from Home Happy was great to work with. He was friendly, responsive, and made the home-buying process much easier and more enjoyable to navigate. Overall, a very good experience. - Brad Keller

Michael and his team made the process very easy and non stressful. Being a single mom, renewing my mortgage had always been a very stress time in the past. They took care of everything remotely, which was extremely convenient. Every questions I had throughout the process was answered very quickly and professionally. I will be recommending Michael and his team to friends looking to renew their mortgages moving forward. - Julie

Mike helped me with two mortgages and he was a pleasure to deal with. In addition to his detailed knowledge of various mortgage products, which helped me find the right one. I appreciated his opinions and advice, which helped make the whole process work out smoothly. - Ron

Mike and the team have consistently looked out for my best interests regarding our mortgage. Guided us through the challenging interest rate changes since Covid and helped unlock our equity! The new monthly reviews they do are very useful at keeping the consumer up to date on their home value. It’s been very easy working with Mike and his team. - Brad Watson

I have used Mike and his team for several years. They are THE BEST. I know if I need anything The TEAM and Mike are there for me ALL THE WAY - Harry McNEIL

Michael Lloyd was very knowledgeable and helpful in assisting us with our mortgage. He was always quick to respond to my questions. We would definitely recommend him. And we have. - Melanie and Steve Hogarth

Michael was knowledgeable and very professional. As a first-time buyer he took the time to meet with me to explain the process and answer any questions I had. Michael continuously kept me in the loop of where he was working with lenders to ensure I was reassured and would be successful in completing the purchase. I would highly recommend working with Michael as he and his team are very knowledgeable and professional. - Capri Horstmann

We had the pleasure of working with Mike and the HomeHappy Team for the purchase of our retirement home in the South Okanagan, relocating from the Lower Mainland. Throughout the application process, Mike consistently demonstrated a high level of expertise, integrity and dedication to ensuring a very positive experience - he was committed to finding us the best possible solution based on our financing needs. We would not hesitate to recommend Mike to anyone looking for mortgage financing guidance that comes with professionalism, incredible knowledge, and a high level of personal care throughout the process. - Tracy Yolland

Fantastic experience working with Mike! So quick to respond. Very knowledgeable. Always made us feel confident that it would all work (and it did)! Highly recommend! Will use him for all future endeavors! - Taylor Browne

We have used Mike many times over the last 20 years and recently We had a complicated application with partners and a short closing time line but Mike worked his magic and completed our mortgage quickly and on time. Mike and his team are great and keep us updated with the market regularly. A Big Thank to Mike!! - Toby Callies

Once again Michael did an amazing job, this time assisting my daughter in completing her first home purchase. He helped her through this stressful process giving her the advice and guidance she needed. I appreciated that he was always there along with his team to answer any and all questions. I have used Michael twice for my own home also and have always had an excellent experience. - Ralph Horstmann

Michael Lloyd shows professionalism and pride in their teams work. Michael and his team have a ton of knowledge and are always there to help at every step in the application process. - Ray Boldt

Mike was awesome: Knowledgeable, supportive, and superb service from him and his team. They are a great bunch and I highly recommended them. I would certainly use their services again. You won’t be disappointed. - Michael Brandt

Mike is a true professional always on our side and made sure we would get something done. And always has. We have used him in all of our decisions and it always successfully completed - Sean Montgomery

I highly recommend Mike & the team, they are highly knowledgeable and guided us through every step. Top notch service and care. Will definitely use their services in the future. - Sadie Perlstrom

It was such a pleasure working with Mike and the whole team at Home Happy. They made the whole process very simple and I received excellent customer service. Thank you! - Brooke Patterson

Michael has been our families mortgage broker for probably 20 years! He is knowledgeable and up to date on current trends and offers . - D Service

Michael Lloyd was amazing to work with! My mortgage was up for renewal in August and my Realtor recommended him to me. I contacted Mike in June and everything was signed, sealed & tied up 3 weeks later! I couldn’t have been more pleased or imaged working with anyone else! Michael is extremely knowledgeable, professional, personable, articulate and went that extra mile to make me feel at ease. He was willing to take my call and or email any time of the day. Michael was proficient in getting me the best rate and helped me clear up the last of my remaining debt - all in one biweekly payment! If you’re a first time home buyer or remortgaging, look no further than Michael Lloyd…it’ll be the best decision you ever make! - Cheryl Cooke

Mike and his team have supported us through every home purchase, turning what could have been a stressful process into a smooth one. They’ve helped us qualify for mortgages in tricky situations and offered clear, personalized guidance when the market shifted—never telling us what to do, but giving us the insight we needed to make the best choices for our family. Most recently, Mike reached out with key info that helped us adjust our mortgage and move closer to our goal of paying it off faster. We’ve trusted Mike and his team for over 10 years, and we wouldn’t be in this great position without their ongoing support! - Mathew Collings

Absolutely the best experience going through the process. We started off slowly With many reservations but found a property that we were interested in. Mike and the team walked us through all the options, risks, possibilities etc. Always had time to answer questions and never made us feel in the dark with any part of the process. Would highly and fully recommend Mike and the team to anyone thinking of purchasing a home, whether it is a straightforward or complicated purchase; this team will help you with every step of the process. - Mark Franck

This was my first experience utilizing a broker vs utilizing a bank. This was an excellent experience and I would do the same again. Mike was great to work with and took the anxiety of home buying away. - Travis Goldsmith

We had the pleasure to work with Mike and his team buying our forever home! This group is reliable, quick to respond, and are there helping you every step of the way! - Chantelle Miller

Mike was outstanding! They were very knowledgeable and helpful. Mike is a lovely man, great at what he does, got us a fantastic rate and explained everything thoroughly. His whole team was fantastic and we will use them again in the future. - Mitch Browne

From start to finish our transaction with Michael Lloyd was absolutely incredible. Every step of the way we knew that Michael was attending to us as if we were his only clients. He went beyond what any other broker and our banking institution had ever done for us. Will definitely use his expertise again - Lisa Boerescu

Mike and his team were an incredible source of support and knowledge in helping us renew our mortgage. He listened to our future goals and set us up in a way to make it happen. Little did we know we would purchase a vacation property so soon! Mike and his team, again, did not disappoint and helped us successfully purchase our lakefront property. Thank you, Mike! - Lori

We've worked with Mike for years and appreciate his knowledge and professionalism. Our experience with him has been great from start to finish and we'd easily recommend him to other homebuyers. - Brad and Laura Toews

Very professional and friendly. Always able to answer our questions. Made the experience of purchasing our home easy! We always recommend Mike and the Home Happy team to anyone looking to buy a home! - Chantelle Miller

I've been working with Michael Lloyd for years, and I can confidently say he is the only person I trust with my mortgage needs. His deep understanding of the home finance market is unmatched, and his professionalism and promptness make the entire process seamless. Mike always takes the time to ensure I have the best options available, making what can be a stressful experience feel effortless. If you're looking for someone who truly knows the industry and prioritizes your best interests, I highly recommend Mike in a heartbeat! - Wayde Jensen

Excellent service from Mike and the team! They were thoughtful and responsive to my needs, answering any questions I had with courtesy and professionalism. I will work with him in the future. - Neal Aven