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Key Stats
Hired on Rate-My-Agent.com 17 times
105 reviews in 21 cities and 29 neighbourhoods.
1st in Kamloops, BC - 69 Reviews
5th in Kelowna, BC - 8 Reviews
5th in Calgary, AB - 4 Reviews
1st in Castlegar, BC - 2 Reviews
1st in Williams Lake, BC - 2 Reviews
4th in Salmon Arm, BC - 2 Reviews
3rd in Victoria, BC - 2 Reviews
1st in Merritt, BC - 2 Reviews
1st in 100 Mile House, BC - 2 Reviews
1st in Nanoose Bay, BC - 1 Reviews
1st in Savona, BC - 1 Reviews
1st in Barriere, BC - 1 Reviews
1st in Lumby, BC - 1 Reviews
1st in Sicamous, BC - 1 Reviews
2nd in Osoyoos, BC - 1 Reviews
1st in Cranbrook, BC - 1 Reviews
4th in Grande Prairie, AB - 1 Reviews
8th in Toronto, ON - 1 Reviews
2nd in Chase, BC - 1 Reviews
5th in Langley, BC - 1 Reviews
10th in Vernon, BC - 1 Reviews
Track Record
#1 in Canada - 2024
#2 in Canada - 2022
6 Years on Rate-My-Agent.com
Rating Summary
| Overall Rating |
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| Knowledgeability Rating |
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| Value of Service |
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| Mortgage Guidance Rating |
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| Success Ratio | 100 % |
| Recommend Ratio | 100 % |
| Response Rate | 100 % |
In Bernard's Own Words:
Contact
Townhome Transaction in Rutland, Kelowna | Jan 2021
Very professional, always had time for questions and returned them in spades. Excellent service that landed a good deal. Entire team was very helpful. Would definitely request their services again. - Luke Vivian
Home Transaction in Rutland, Kelowna | Nov 2025
Bernard and his team were awesome to deal with. They answered all our questions and concerns and our mortgage renewal was completed in a timely manner. I’d have no hesitation to recommend Bernard and his team to anyone for all their mortgage needs. - Cori Nelson
Condo Transaction in Kelowna | Mar 2025
Bernard helped make our first time home buying experience stress-free. He provided so much valuable information & always responded on time and in a thoughtful way. We felt well take care of! - Lisa Hahn
Condo Transaction in Glenmore, Kelowna | Mar 2025
Bernard and his team are a smooth operation. Excellent communication, patient, kind and professional. We worked with Bernard on our first home purchase and it won’t be the last time! - Lukas Hahn
Home Transaction in Nanoose Bay | Jul 2025
As a mortgage broker myself, I wasn't sure who to use when the lender would not allow me to process my own mortgage. I am thrilled I chose Bernard, as he and his team did a fantastic job, and everything went smoothly! - Ryan Cooper
Home Transaction in Aberdeen, Kamloops | Jul 2025
This was our third time working with Bernard, and once again he exceeded our expectations. He is kind, professional, timely, and incredibly knowledgeable—always guiding us toward the mortgage product that best suits our needs. Bernard and his team are responsive, easy to work with, and never make us feel anything but supported, even when we’re hesitant about refinancing. We trust him completely and highly recommend his services. - Patricia Cameron
Home Transaction in Juniper Ridge, Kamloops | Nov 2024
Very pleased with Bernard and staff, highly recommend them! Very courteous, helpful and explained everything clearly. The timeline for the mortgage was efficient, and we feel we received superior service. - Mark
Condo Transaction in Country Hills, Calgary | Nov 2024
Our heartfelt appreciation for your professional service in facilitating the smooth completion of the deal . Thank you so much for your hardworks your patience, efforts, and motivation even in short time in processing . We are truly satisfied with your company's service. I will highly recommend it to others seeking semilar assistance . Your hardworks will be rememberd . Once again, thank you for your excellent Service . - Angel
Home Transaction in Westsyde, Kamloops | Oct 2024
Quick response times through email. His got a great team working for him. He was thorough when it came to my finances and my over all experience was great, nothing to complain about, haha - Carl Schmidt
Home Transaction in Kamloops | Nov 2024
Home Transaction in Brocklehurst, Kamloops | Nov 2024
Bernard has helped me with multiple mortgages to date . Working with Bernard has always been very smooth and stress free. Very trustworthy and responsive and helpful. I would definitely recommend Bernard as your mortgage broker of choice . - Chad Gourlay
Home Transaction in Aberdeen, Kamloops | Dec 2024
Bernard and his team were knowledgeable and communicated very well throughout the entire mortgage application process. Whenever we had questions they were always quick to respond and provided detailed responses. We would definitely recommend them. - Jeremy Williams
Condo Transaction in Aberdeen, Kamloops | Sep 2024
As others are saying, Bernard was knowledgeable and quick to answer any question we had. Bernard was also personable and patient. We really appreciate his assistance and hard work! Also, a shout-out to the helpful team Bernard has working with him. :) - Taryn and Dan
Townhome Transaction in Brocklehurst, Kamloops | Jan 2024
Bernard is extremely knowledgeable, very responsive and excellent with helping guide you through the mortgage process. He helped me with my very first mortgage and my renewal. I highly recommend his services. - Amanda
Home Transaction in Kamloops | Jun 2024
Home Transaction in Campbell Creek, Kamloops | Jun 2024
From the first time we contacted Bernard, he was always helpful and fast to respond to our emails. His website and team helped guide us through the mortgage process smoothly and allowed the process to be as stress-free as possible. - Kassia
Home Transaction in Kamloops | Mar 2024
I had a tight timeline. Bernard worked really hard for me, making the deadline and getting me the rate I wanted for the term I wanted and so we didn't have to extend the closing!! Definitely recommend! - Kelly
Home Transaction in Valleyview, Kamloops | Aug 2024
Home Transaction in Westsyde, Kamloops | Jun 2024
We have used Bernard multiple times and he has always been very helpful and has always made things very easy for us. We definitely pass on his name when someone is looking for a mortgage broker. - Greg
Home Transaction in Dallas, Kamloops | Jul 2024
Bernard was quick to get back to me with answers to any questions that I had. We didn't need to meet in person, we dealt exclusively by phone and email. His staff were helpful and the process went quite seamlessly. - Pam B
Home Transaction in Kamloops | May 2024
Bernard and his team are very knowledgable and responsive to all questions and help where you hit roadblocks. This is our second transaction with Bernard and his team. We have already referred to multiple people. - Natrisha
Home Transaction in Brocklehurst, Kamloops | Nov 2023
Home Transaction in Barriere | Aug 2024
He is the the man of the hour who is to sweet to be sour! The women’s pet and the men’s regret! The reflection of perfection the man who got my attention. The one with the greatest arms and the one with the best charms. My first time ever witnessing greatness, standing in Bernie’s building with Bernie’s people. He eats t bone steaks he lifts bar bell weights, he is sweeter than a German chocolate cake. And all I gotta say is when someone’s the greatest mortgage broker in the world they don’t call them great, they call them Bernard Immel! Hiring Bernie will get you one more for the highlight reel, one more for the win column and one more for the good guys! - Nathan
Home Transaction in Valleyview, Kamloops | Jun 2024
Working with Bernard was great! Always very helpful when we had questions and we could count on him to explain everything so we would understand all the ins and outs! I would definitely recommend him to my friends. - Linnea, Jennifer Quinn
Condo Transaction in Kamloops | Jun 2024
Best agent out there for all types of buyers and sellers. 10/10 will recommend to friends and family. Very responsive and helpful in my transactions. Great financial advice in my complicated transaction. - David MacNeill
Home Transaction in Lumby | Oct 2024
Home Transaction in Brocklehurst, Kamloops | Jun 2024
Bernard guided me very thoughtfully and thoroughly through my difficult remortgaging process. I am incredibly grateful for his insight and guidance. I would not still be in my home if not for Bernard. - Tracy Dorée
Home Transaction in Salmon Arm | Oct 2024
Home Transaction in Kamloops | Jan 2017
Bernard worked extra hard to get me approved for multiple mortgages. He knows how to shop around for the best mortgage for his client. He is professional, knowledgeable, and has a great team. I would highly recommend him. - Anita
Townhome Transaction in Brocklehurst, Kamloops | Jul 2024
Bernard made the stress of this purchase easy and was very accommodating on quick responses to ALL questions. His process of getting the best mortgage at the best rate was incredibly fast. Bernard will be hired by myself again when I go for a second mortgage - Mike
Townhome Transaction in Southwest Mission, Kelowna | Oct 2024
Bernard and his team were amazing. They went above and beyond to provide the best information and guide us in the process of buying our first home. I am so glad for having worked with an exceptional team. - Michelle Nigro
Home Transaction in Westsyde, Kamloops | Sep 2024
Townhome Transaction in Aberdeen, Kamloops | Feb 2024
He helped us on our first time home ever, it was amazing and he did a lot to help us achieve this much wanted goal. From the day one he knew that it was going to be a hard one but he and his team brings our hopes up and pushed us to succeed - Juan Rebottaro
Home Transaction in Barnhartvale, Kamloops | Apr 2024
Bernard went above and beyond all our expectations. He was able to refinance our rental property and allow us to purchase another property all within 10 business days. His team was very professional and I would absolutely use him again! - Marcellus Neufeld
Other reviews for Home Transaction in Barnhartvale, Kamloops | Apr 2024
Highly recommend Bernard and his team. They went above and beyond to assess and refinance our investment property so we could qualify and ultimately purchase our dream home. All of this happened within 10 business days. - Marcel
Home Transaction in Auburn Bay, Calgary | Dec 2023
Bernard and his staff are very knowledgeable.Bernard played the numbers to help us make the most out of our budget Chynna made the most with rhe lenders and fought for us to get the best deal up to the last day before closing even getting us a lower rate at the end Shovonna,Chynna and Bernard are in constant communication with each other constantly working on our file to help us get through the process with little to no hiccups and the hiccups we did encounter was not their fault but dealt with it for us so we can have everything ready for closing. All in all I would recommend bgi finacial for anyone trying to purchase or get help tapping into your home equity thank you so much Bernard,Chynna and Shovonna for all your hard work. - Matthew
Home Transaction in Westsyde, Kamloops | Nov 2022
Home Transaction in Upper Sahali, Kamloops | Jan 2023
In 2023 Bernard and his team worked hard to secure me a new lender when my mortgage came up for renewal. They persevered and worked magic to find the best outcome for my needs. They were very patient and friendly and answered all my questions throughout the process. They were easily reached and had a clear process for submitting documents back and forth online. I have confidence they can handle even the most complicated of situations. Although the entire process took a little longer than expected, I would recommend Bernard and his professional team. - June
Home Transaction in Sicamous | Sep 2023
Condo Transaction in Osoyoos | Mar 2023
Bernard and his team was absolutely amazing from start to finish. Team cares and very easy to work with. This was our first home and thing was moving fast and the holiday was upon us, but through all Bernard and team was there with us. Our main contact Chynna, an amazing lady. She is very knowledgeable, easy to talk too. The BGI Financial team honest, hard work and knowledgeable. I will definitely be using this team again and i will cont. to refer them to others. Thank you so very much Bernard, Chynna and team - Kaefeir
Townhome Transaction in Legacy, Calgary | Nov 2023
Condo Transaction in Kamloops | Jul 2023
Bernard was very helpful and knowledgeable. He was always available for questions and provided guidance on all the necessary documentation required for the process. He made us feel at ease and not anxious about the process - Amy
Home Transaction in Kamloops Indian Reserve 1, Kamloops | Mar 2023
Excellent service and team. I would recommend him to anyone!. He made the process very easy. He was responsive and professional. The transaction went ahead without any problems. Explained everything well and was patient with my questions. Very nice man! - Cory
Home Transaction in Cranbrook | Jun 2023
Great honest guy. Supported the best options for myself to assist my son in the purchase of his home. Responded to all our questions and needs promptly. Very professional with our complicated way to buy and secure this mortgage. - Katherine
Home Transaction in Kamloops | Jan 2023
Was a complicated sale, with some roadblocks. Was a vacation property and thus subject to a bunch of rules not found with a primary residence, but all the hoops were jumped through and sorted out in the end and the sale went through! - Kristina
Home Transaction in Merritt | Jul 2023
Bernard was very helpful and easy to work with. He guided us through the process and ensured we were up to date at all times. We would absolutely recommend Bernard to anyone looking to purchase a new home. - Allyson
Condo Transaction in Downtown Victoria, Victoria | Feb 2023
Home Transaction in Grande Prairie | Dec 2023
I have used Bernard twice now and recommend anyone I know to use him as well. He is very knowledgeable and can help guide you through the process. He can help take the fear out of the buying process. - Nick Watson
Home Transaction in Westsyde, Kamloops | Jun 2023
Bernard was very helpful. He was quick to respond to any of our needs. Very knowledgeable and efficient at his job. I would 100% recommend him to anyone else looking for his acquired set of skills. Thanks for all your help Bernard!! - Jamie
Townhome Transaction in Interior Bc, Merritt | Jul 2023
Bernard was excellent helping us get a mortgage. Very professional and would recommend him and his team to anyone. Communication was excellent and was always available to answer any questions we might have. - Reese
I first worked with him as a first-time home buyer and recently again almost a decade later for a refinance, and the service was fantastic both times. He is incredibly responsive, kind, and knowledgeable, always answering my questions promptly and offering clear, trustworthy advice. He made both processes smooth and stress-free, and I felt fully supported every step of the way. Truly wonderful to work with and highly recommended. - Candace Woitt