Bernard Immel, Kamloops, Mortgage Broker

Bernard Immel

Plus Mortgage Broker
0 Clients
Hired on Rate-My-Agent.com

100% Response Rate

Accepting New Clients

Key Stats

Hired on Rate-My-Agent.com 16 times

98 reviews in 45 cities and 46 neighbourhoods.

1st in Kamloops, BC - 67 Reviews

8th in Kelowna, BC - 4 Reviews

5th in Calgary, AB - 4 Reviews

3rd in Salmon Arm, BC - 2 Reviews

1st in Lumby, BC - 1 Reviews

1st in Merritt, BC - 2 Reviews

3rd in Victoria, BC - 2 Reviews

1st in Barriere, BC - 1 Reviews

1st in Castlegar, BC - 2 Reviews

1st in Williams Lake, BC - 2 Reviews

1st in 100 Mile House, BC - 2 Reviews

1st in Savona, BC - 1 Reviews

5th in Langley, BC - 1 Reviews

1st in Sicamous, BC - 1 Reviews

1st in Osoyoos, BC - 1 Reviews

1st in Cranbrook, BC - 1 Reviews

2nd in Grande Prairie, AB - 1 Reviews

2nd in Chase, BC - 1 Reviews

7th in Toronto, ON - 1 Reviews

7th in Vernon, BC - 1 Reviews

More

Track Record

#1 in Canada - 2024

#2 in Canada - 2022

4 Years on Rate-My-Agent.com

Rating Summary

Overall Rating
4.96
Knowledgeability Rating
4.98
Professionalism Rating
5.00
Responsiveness Rating
4.97
Usefulness of Website
4.90
Value of Service
4.96
Mortgage Guidance Rating
4.94
Success Ratio 100 %
Recommend Ratio 100 %
Response Rate 100 %

In Bernard's Own Words:

Why Work With Us? ✅ We work for YOU, not the banks ✅ Access to 20+ lenders = more options, better rates & terms ✅ We negotiate on your behalf — you're not on your own ✅ Unbiased advice with your best interests first ✅ No cost to you — we’re paid by the lender after you're approved ✅ Fully licensed & trained through UBC Sauder School of Business 🚫 Bank reps aren’t required to be licensed and only offer their bank’s products Let’s make your mortgage work harder for you.

Contact

Team Solo
Company Bgi Financial
Website Check
Phone Check
Cell Check
Address


5.00

Very pleased with Bernard and staff, highly recommend them! Very courteous, helpful and explained everything clearly. The timeline for the mortgage was efficient, and we feel we received superior service. - Mark

Reply:    Thank you so much for your kind words, Mark! We're thrilled to hear that you had such a positive experience with Bernard and the team. Providing clear communication and efficient service is always our priority, and we're so glad we could help make the process smooth for you. If you ever need assistance in the future, don’t hesitate to reach out. Thanks again for your recommendation! 😊

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Successful
YES
House / Single-Family
Juniper Ridge, Kamloops
Nov 2024
December 2024
Print Reply Report
5.00

Our heartfelt appreciation for your professional service in facilitating the smooth completion of the deal . Thank you so much for your hardworks your patience, efforts, and motivation even in short time in processing . We are truly satisfied with your company's service. I will highly recommend it to others seeking semilar assistance . Your hardworks will be rememberd . Once again, thank you for your excellent Service . - Angel

Reply:    Thank you so much, Angel, for your heartfelt review! It means the world to us to know that you felt supported and satisfied throughout the process. We’re so glad we could assist you in completing your deal smoothly, even within a tight timeline. Your kind words about our efforts and dedication are deeply appreciated. Thank you for recommending us to others—your trust and support motivate us to keep providing the best service possible. Wishing you all the best, and we’re here anytime you need assistance in the future! 😊

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Successful
YES
Condo / Apartment
Country Hills, Calgary
Nov 2024
December 2024
Print Reply Report
5.00

Quick response times through email. His got a great team working for him. He was thorough when it came to my finances and my over all experience was great, nothing to complain about, haha - Carl Schmidt

Reply:    Thanks for your kind review, Carl! We look forward to working with you again in the future!

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Successful
YES
House / Single-Family
Westsyde, Kamloops
Oct 2024
December 2024
Print Reply Report
5.00

We have worked with Bernard in the past and now, and have always found his services to be very professional, friendly and helpful. I appreciate all of his team's help. - Urszula Zawadzka

Reply:    Thanks for your review and kind words, Urszula! We're always happy to help!

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YES
House / Single-Family
Kamloops
Nov 2024
December 2024
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5.00

Bernard has helped me with multiple mortgages to date . Working with Bernard has always been very smooth and stress free. Very trustworthy and responsive and helpful. I would definitely recommend Bernard as your mortgage broker of choice . - Chad Gourlay

Reply:    Thanks for your nice words, Chad! We are always happy to work with you and your family/friends :)

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YES
House / Single-Family
Brocklehurst, Kamloops
Nov 2024
December 2024
Print Reply Report
5.00

Bernard and his team were knowledgeable and communicated very well throughout the entire mortgage application process. Whenever we had questions they were always quick to respond and provided detailed responses. We would definitely recommend them. - Jeremy Williams

Reply:    Thanks so much for your review, Jeremy! We look forward to working together in the future :)

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YES
House / Single-Family
Aberdeen, Kamloops
Dec 2024
November 2024
Print Reply Report
5.00

As others are saying, Bernard was knowledgeable and quick to answer any question we had. Bernard was also personable and patient. We really appreciate his assistance and hard work! Also, a shout-out to the helpful team Bernard has working with him. :) - Taryn and Dan

Reply:    Thanks so much for your kind words, Taryn and Dan! We appreciate you both and look forward to working together in the future!

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Successful
YES
Condo / Apartment
Aberdeen, Kamloops
Sep 2024
November 2024
Print Reply Report
5.00

Bernard is extremely knowledgeable, very responsive and excellent with helping guide you through the mortgage process. He helped me with my very first mortgage and my renewal. I highly recommend his services. - Amanda

Reply:    Thank you so much for your review, Amanda! It has been a pleasure working with you!

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Successful
YES
Townhouse
Brocklehurst, Kamloops
Jan 2024
October 2024
Print Reply Report
5.00

Bernard helped us secure financing after our other broker said it could t be done. Knowledgeable, with a solid team surrounding him. I will be working with Bernard again in the future! - Ryan

Reply:    Thanks for your review Ryan! We look forward to working together again!

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YES
House / Single-Family
Kamloops
Jun 2024
October 2024
Print Reply Report
5.00

From the first time we contacted Bernard, he was always helpful and fast to respond to our emails. His website and team helped guide us through the mortgage process smoothly and allowed the process to be as stress-free as possible. - Kassia

Reply:    Thanks for your kind words and review, Kassia! We look forward to working with you again in the future!

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Successful
YES
House / Single-Family
Campbell Creek, Kamloops
Jun 2024
October 2024
Print Reply Report
5.00

I had a tight timeline. Bernard worked really hard for me, making the deadline and getting me the rate I wanted for the term I wanted and so we didn't have to extend the closing!! Definitely recommend! - Kelly

Reply:    Thanks so much for your kind words and review, Kelly! We look forward to working together for your next mortgage!

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YES
House / Single-Family
Kamloops
Mar 2024
October 2024
Print Reply Report
5.00

Bernard was fantastic to deal with. He made the process very quick and easy. I have used his services before and would without hesitation engage him again in the future. - Ryan

Reply:    Thanks so much for your kind words and review, Ryan! We look forward to working together for your next mortgage!

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YES
House / Single-Family
Valleyview, Kamloops
Aug 2024
October 2024
Print Reply Report
5.00

We have used Bernard multiple times and he has always been very helpful and has always made things very easy for us. We definitely pass on his name when someone is looking for a mortgage broker. - Greg

Reply:    Thanks for your kind words and your review, Greg! We're very grateful for clients like you :)

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Successful
YES
House / Single-Family
Westsyde, Kamloops
Jun 2024
October 2024
Print Reply Report
4.33

Bernard was quick to get back to me with answers to any questions that I had. We didn't need to meet in person, we dealt exclusively by phone and email. His staff were helpful and the process went quite seamlessly. - Pam B

Reply:    Thank you so much for your kind words and review, Pam! We are very grateful for clients like you :)

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4.00
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YES
House / Single-Family
Dallas, Kamloops
Jul 2024
October 2024
Print Reply Report
5.00

Bernard and his team are very knowledgable and responsive to all questions and help where you hit roadblocks. This is our second transaction with Bernard and his team. We have already referred to multiple people. - Natrisha

Reply:    Thanks so much for your kind words and referrals, Natrisha! We are so grateful for our clients like you :)

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YES
House / Single-Family
Kamloops
May 2024
October 2024
Print Reply Report
5.00

Bernard has been a great mortgage broker and I have nothing negative to say about him. I will keep using him as my broker until the day that I die. - Regan

Reply:    Haha, thanks, Regan! We appreciate you!

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Successful
YES
House / Single-Family
Brocklehurst, Kamloops
Nov 2023
September 2024
Print Reply Report
5.00

He is the the man of the hour who is to sweet to be sour! The women’s pet and the men’s regret! The reflection of perfection the man who got my attention. The one with the greatest arms and the one with the best charms. My first time ever witnessing greatness, standing in Bernie’s building with Bernie’s people. He eats t bone steaks he lifts bar bell weights, he is sweeter than a German chocolate cake. And all I gotta say is when someone’s the greatest mortgage broker in the world they don’t call them great, they call them Bernard Immel! Hiring Bernie will get you one more for the highlight reel, one more for the win column and one more for the good guys! - Nathan

Reply:    LOL, now that your mortgage is finished we can focus on what really matters... Cruising on uncle Nathan's Boat!

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Successful
YES
House / Single-Family
Barriere
Aug 2024
September 2024
Print Reply Report
5.00

Working with Bernard was great! Always very helpful when we had questions and we could count on him to explain everything so we would understand all the ins and outs! I would definitely recommend him to my friends. - Linnea, Jennifer Quinn

Reply:    Thanks for your review Linnea, Jennifer (& Dean)! We look forward to working together on your next mortgage!

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YES
House / Single-Family
Valleyview, Kamloops
Jun 2024
September 2024
Print Reply Report
5.00

Best agent out there for all types of buyers and sellers. 10/10 will recommend to friends and family. Very responsive and helpful in my transactions. Great financial advice in my complicated transaction. - David MacNeill

Reply:    Thanks, Dave! We enjoyed working for you and look forward to our next mortgage together!

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YES
Condo / Apartment
Kamloops
Jun 2024
September 2024
Print Reply Report
5.00

Bernard is very prompt, knowledgeable and helpful . He knows his stuff very well. He explained every detail of the financing to us. Will definitely recommend to families and friends. - Maria

Reply:    Thanks for your kind review, Maria! We look forward to helping you again!

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House / Single-Family
Lumby
Oct 2024
September 2024
Print Reply Report
5.00

Highly recommend Bernard and his team. They went above and beyond to assess and refinance our investment property so we could qualify and ultimately purchase our dream home. All of this happened within 10 business days. - Marcel

Reply:    Thanks for your review, Marcel! We look forward to working with you again!

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YES
House / Single-Family
Barnhartvale, Kamloops
Apr 2024
September 2024
Print Reply Report
5.00

Bernard guided me very thoughtfully and thoroughly through my difficult remortgaging process. I am incredibly grateful for his insight and guidance. I would not still be in my home if not for Bernard. - Tracy Dorée

Reply:    Thank you so much for your review, Tracy! We look forward to working with you again :)

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YES
House / Single-Family
Brocklehurst, Kamloops
Jun 2024
September 2024
Print Reply Report
5.00

Bernard went way beyond expectations to get us the best rate possible. This is our third home mortgage with him and every time we have had the same great experience! - Ben

Reply:    Thank you so much for your review, Ben! We look forward to working with you again :)

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Successful
YES
House / Single-Family
Salmon Arm
Oct 2024
September 2024
Print Reply Report
5.00

Bernard worked extra hard to get me approved for multiple mortgages. He knows how to shop around for the best mortgage for his client. He is professional, knowledgeable, and has a great team. I would highly recommend him. - Anita

Reply:    Thank you so much for your review, Anita! We look forward to working with you again :)

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House / Single-Family
Kamloops
Jan 2017
September 2024
Print Reply Report
5.00

Bernard made the stress of this purchase easy and was very accommodating on quick responses to ALL questions. His process of getting the best mortgage at the best rate was incredibly fast. Bernard will be hired by myself again when I go for a second mortgage - Mike

Reply:    Thank you so much for your review, Mike! We look forward to working with you again :)

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Successful
YES
Townhouse
Brocklehurst, Kamloops
Jul 2024
September 2024
Print Reply Report
5.00

Bernard and his team were amazing. They went above and beyond to provide the best information and guide us in the process of buying our first home. I am so glad for having worked with an exceptional team. - Michelle Nigro

Reply:    Thank you so much for your review, Michelle! We look forward to working with you again :)

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Successful
YES
Townhouse
Southwest Mission, Kelowna
Oct 2024
September 2024
Print Reply Report
5.00

Prompt, knowledgeable and courteous. Staff were amazing as well. Bernard and his team helped me navigate my first refinancing to fund a rental property and purchase a new home. - Rob

Reply:    Thank you so much for your review, Rob! We look forward to working with you again :)

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Successful
YES
House / Single-Family
Westsyde, Kamloops
Sep 2024
September 2024
Print Reply Report
5.00

He helped us on our first time home ever, it was amazing and he did a lot to help us achieve this much wanted goal. From the day one he knew that it was going to be a hard one but he and his team brings our hopes up and pushed us to succeed - Juan Rebottaro

Reply:    Thank you so much for your review, Juan! We look forward to working with you again :)

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Successful
YES
Townhouse
Aberdeen, Kamloops
Feb 2024
September 2024
Print Reply Report
5.00

Bernard went above and beyond all our expectations. He was able to refinance our rental property and allow us to purchase another property all within 10 business days. His team was very professional and I would absolutely use him again! - Marcellus Neufeld

Reply:    Thanks so much for your kind review, Marcel! We look forward to helping you grow your rental portfolio :)

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YES
House / Single-Family
Barnhartvale, Kamloops
Apr 2024
April 2024
Print Reply Report
4.33

Bernard and his staff are very knowledgeable.Bernard played the numbers to help us make the most out of our budget Chynna made the most with rhe lenders and fought for us to get the best deal up to the last day before closing even getting us a lower rate at the end Shovonna,Chynna and Bernard are in constant communication with each other constantly working on our file to help us get through the process with little to no hiccups and the hiccups we did encounter was not their fault but dealt with it for us so we can have everything ready for closing. All in all I would recommend bgi finacial for anyone trying to purchase or get help tapping into your home equity thank you so much Bernard,Chynna and Shovonna for all your hard work. - Matthew

Reply:    Thank you so much for your review, Matthew! We look forward to working with you again:)

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YES
House / Single-Family
Auburn Bay, Calgary
Dec 2023
January 2024
Print Reply Report
5.00

Bernard has helped me out with multiple purchases over the years and has gone the extra mile on each one. Communication was outstanding with helping us closed over the Christmas holidays and while we were on the beach in Dominican. He has a vast knowledge of mortgages and has helped us understand pros/cons of various terms, down payment amounts and options. I would highly recommend Bernard....Oh I forgot the most important part, he helped us find the best rate! - Spencer

Reply:    Thank you so much for your review, Spencer! We look forward to working with you again :)

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Successful
YES
House / Single-Family
Kamloops
Jan 2023
January 2024
Print Reply Report
5.00

Bernard and his team worked tirelessly to find me the best deals and rates. I will continue to work with him and would highly recommend his business to anyone in need. - Regan Chmilar

Reply:    Thank you so much for your review, Regan! We look forward to working with you again :)

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YES
House / Single-Family
Westsyde, Kamloops
Nov 2022
January 2024
Print Reply Report
4.80

In 2023 Bernard and his team worked hard to secure me a new lender when my mortgage came up for renewal. They persevered and worked magic to find the best outcome for my needs. They were very patient and friendly and answered all my questions throughout the process. They were easily reached and had a clear process for submitting documents back and forth online. I have confidence they can handle even the most complicated of situations. Although the entire process took a little longer than expected, I would recommend Bernard and his professional team. - June

Reply:    Thank you so much for your review, June! We look forward to working with you again :)

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YES
House / Single-Family
Upper Sahali, Kamloops
Jan 2023
January 2024
Print Reply Report
5.00

Working with Bernard and his team was painless and simple for me as a first time home buyer. I would definitely work with them again in the future. I would highly recommend. - Chris

Reply:    Thank you so much for your review, Chris! We look forward to working with you again :)

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YES
House / Single-Family
Sicamous
Sep 2023
January 2024
Print Reply Report
5.00

Bernard and his team was absolutely amazing from start to finish. Team cares and very easy to work with. This was our first home and thing was moving fast and the holiday was upon us, but through all Bernard and team was there with us. Our main contact Chynna, an amazing lady. She is very knowledgeable, easy to talk too. The BGI Financial team honest, hard work and knowledgeable. I will definitely be using this team again and i will cont. to refer them to others. Thank you so very much Bernard, Chynna and team - Kaefeir

Reply:    Thank you so much for your review, Kaefeir! We look forward to working with you again :)

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YES
Condo / Apartment
Osoyoos
Mar 2023
January 2024
Print Reply Report
5.00

Bernard did great and helped us at every turn for our home purchase. I would recommend 10/10! Bernard and His team were very quick with responses and helping our every need. - Steven

Reply:    Thank you so much for your review, Steven! We look forward to working with you again :)

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YES
Townhouse
Legacy, Calgary
Nov 2023
January 2024
Print Reply Report
5.00

Bernard was very helpful and knowledgeable. He was always available for questions and provided guidance on all the necessary documentation required for the process. He made us feel at ease and not anxious about the process - Amy

Reply:    Thank you so much for your review, Amy! We look forward to working with you again :)

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YES
Condo / Apartment
Kamloops
Jul 2023
January 2024
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5.00

Excellent service and team. I would recommend him to anyone!. He made the process very easy. He was responsive and professional. The transaction went ahead without any problems. Explained everything well and was patient with my questions. Very nice man! - Cory

Reply:    Thank you so much for your review, Cory! We look forward to working with you again :)

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YES
House / Single-Family
Kamloops Indian Reserve 1, Kamloops
Mar 2023
January 2024
Print Reply Report
5.00

Great honest guy. Supported the best options for myself to assist my son in the purchase of his home. Responded to all our questions and needs promptly. Very professional with our complicated way to buy and secure this mortgage. - Katherine

Reply:    Thank you so much for your review, Katherine! We look forward to working with you again :)

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YES
House / Single-Family
Cranbrook
Jun 2023
January 2024
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5.00

Was a complicated sale, with some roadblocks. Was a vacation property and thus subject to a bunch of rules not found with a primary residence, but all the hoops were jumped through and sorted out in the end and the sale went through! - Kristina

Reply:    Thank you so much for your review, Kristina! We look forward to working with you again :)

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YES
House / Single-Family
Kamloops
Jan 2023
January 2024
Print Reply Report
5.00

Bernard was very helpful and easy to work with. He guided us through the process and ensured we were up to date at all times. We would absolutely recommend Bernard to anyone looking to purchase a new home. - Allyson

Reply:    Thank you so much for your review, Allyson! We look forward to working with you again :)

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YES
House / Single-Family
Merritt
Jul 2023
January 2024
Print Reply Report
5.00

Bernard was a fantastic broker. He didn’t just give me a run-a-round like a lot of brokers do. He was punctual, he was on point, he understood what I needed and he got it done. - Connor

Reply:    Thank you so much for your review, Connor! We look forward to working with you again :)

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YES
Condo / Apartment
Downtown Victoria, Victoria
Feb 2023
January 2024
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5.00

I have used Bernard twice now and recommend anyone I know to use him as well. He is very knowledgeable and can help guide you through the process. He can help take the fear out of the buying process. - Nick Watson

Reply:    Thank you so much for your review, Nick! We look forward to working with you again :)

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House / Single-Family
Grande Prairie
Dec 2023
January 2024
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5.00

Great guy to deal with. Went that extra mile when others would not. Took the time to explain all my options. Keeps me up to date if changes need to be made. Actual service is hard to find these days, you'll find it here. - Dion L'Hirondelle

Reply:    Thank you so much for your review, Dion! We look forward to working with you again :)

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YES
House / Single-Family
Westsyde, Kamloops
Jan 2022
January 2024
Print Reply Report
5.00

Bernard was very helpful. He was quick to respond to any of our needs. Very knowledgeable and efficient at his job. I would 100% recommend him to anyone else looking for his acquired set of skills. Thanks for all your help Bernard!! - Jamie

Reply:    Thank you so much for your review, Jamie! We look forward to working with you again :)

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YES
House / Single-Family
Westsyde, Kamloops
Jun 2023
January 2024
Print Reply Report
5.00

Bernard was excellent helping us get a mortgage. Very professional and would recommend him and his team to anyone. Communication was excellent and was always available to answer any questions we might have. - Reese

Reply:    Thank you so much for your review, Reese! We look forward to working with you again :)

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Successful
YES
Townhouse
Interior Bc, Merritt
Jul 2023
January 2024
Print Reply Report
5.00

This was a mortgage refinance as we had been on a variable rate mortgage. Bernard was "on the ball" and was able to meet our needs. His attention to detail was superb, and his quality assurance process was invaluable helping us avoid any pitfalls. - Roy A Davidson

Reply:    Thank you so much for your review, Roy! We look forward to working with you again :)

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YES
House / Single-Family
Batchelor Heights, Kamloops
Jul 2023
January 2024
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5.00

My friend recommended I speak with Bernard and couldn’t be happier with the results I got with my mortgage. He was helpful and very knowledgable in every step of the way during the application / process. Would strongly recommend. - Ryan

Reply:    Thank you so much for your review, Ryan! We look forward to working with you again :)

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YES
Condo / Apartment
Victoria
Feb 2023
January 2024
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5.00

Bernard was very knowledgeable so he was able to answer all of my questions and help me understand things I didn’t know. He was also quick with all his responses. I will be contacting him for my next purchases and recommend him to anyone looking to buy a home. - Jessie

Reply:    Thank you so much for your review, Jessie! We look forward to working with you again :)

5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Brocklehurst, Kamloops
Aug 2023
January 2024
Print Reply Report
5.00

Bernard has been very helpful to my partner and I. He helped us through our last house purchase in 2022 and has been very helpful through our hunt to finding the next house (which we have not been quick with). Him and his team are very prompt with answering our many questions and giving us all the information we need. - Sage

Reply:    Thank you so much for your review, Sage! We look forward to working with you again :)

5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Westsyde, Kamloops
Oct 2022
January 2024
Print Reply Report

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