We recently completed a complex commercial refinance with Caleb, and the experience was exceptional from start to finish. He was incredibly patient throughout the process, highly responsive, and guided us through every stage with confidence and professionalism. Caleb’s knowledge, work ethic, and ability to navigate complicated financing scenarios really stood out. He took the time to explain everything clearly and was always available when needed, which made a stressful process feel much more manageable. We would highly recommend Caleb and the entire Innova team to anyone looking for knowledgeable, client-focused financial and lending advice. Highly recommend the Innova team! - William

We were first introduced to Caleb O’Connor through a referral to help with some complex family mortgages. Our situation was far from simple — involving multiple properties and family members — yet Caleb had everything sorted out and refinanced in no time. The entire process was incredibly smooth and straightforward. We were so impressed that we decided to transfer all of our investments to Caleb as well. He guided us through evaluating our portfolio and made thoughtful recommendations to reduce risk as we move closer to retirement — when protecting our nest egg is more important than ever. Caleb continues to work with us whenever needed, always with the same clarity, professionalism, and responsiveness. He explains everything in plain language, takes the time to ensure we understand each step, and truly goes above and beyond for his clients. We can’t recommend Caleb highly enough — you’ll be in excellent hands working with him. He is beyond five stars!🌟 - Sue

I worked with Caleb O'Connor on my mortgage, and my situation was far from straightforward. I needed a unique funding structure that involved placing a new mortgage on my home while also securing business financing to purchase my practice. It was a complex and highly customized scenario, and Caleb handled it with professionalism, knowledge, and confidence. Caleb came highly recommended, and he absolutely lived up to, and exceeded those expectations. He is extremely knowledgeable, responsive, and thorough, and he took the time to explain options, anticipate challenges, and guide me through each step of the process. - Darryl

Caleb was amazing to deal with. Extremely knowledgeable, honest, and patient. Made the complicated process very simple. I’ve switch my entire family over his firm as well. Him and his team are the best of the best and will be using him, them, again for every transaction moving forward. - Eric

Caleb was extremely helpful and quick to respond when time was of the essence. His schedule is also very accommodating, he stayed contactable and available while on a family vacation. Highly recommended Caleb O’Connor. - Caleb Maki

Caleb was extremely professional. He helped guide me through the process with exceptional expertise and knowledge. He was able to explain in detail the steps required to complete the application and process of getting a mortgage. It was a seamless process with him leading the way. - Nancy Jane Olmsted

Caleb was always very responsive didn’t matter the time of day or day of the week. I gave 5 star on all because that was the highest - so is his standard of service! Caleb is an expert on his field and is our trusted source for my family. - Stephane Ouellet

I worked with Caleb O'Connor on my mortgage, and my situation was far from straightforward. I needed a unique funding structure that involved placing a new mortgage on my home while also securing business financing to purchase my practice. It was a complex and highly customized scenario, and Caleb handled it with professionalism, knowledge, and confidence. Caleb came highly recommended, and he absolutely lived up to, and exceeded those expectations. He is extremely knowledgeable, responsive, and thorough, and he took the time to explain options, anticipate challenges, and guide me through each step of the process. Highly recommend. - Dr. D Fabris

Caleb came through despite my high expectations and was patient and professional throughout. I was happy with the process and would recommend his services for acquiring a mortgage for a rental property. - Katie Emrich

Caleb was incredibly helpful. Answered all of our questions, and provided great advice, options to consider, and great support to ensure we made good decisions for us. I highly recommend reaching out to Caleb for assistance with your purchase. - Tracy Adams

My husband and I recently switched our mortgage over to Caleb O’Connor, and we can confidently say it was the best financial decision we've ever made. With our previous mortgage advisor, we often felt overlooked. There was little to no communication, even during renewal periods, and we never felt our best interests were being considered. From the moment we connected with Caleb, the experience was completely different. Caleb took the time to truly listen to our concerns and understand our situation. He guided us step-by-step in the right direction, always with patience and professionalism. At one point, my husband was feeling uncertain about the transition. Caleb didn’t hesitate—he called him personally on his cell phone at 7:00 PM to talk through the concerns. That one call put my husband completely at ease. Throughout the process, we sent numerous emails—even on weekends and evenings—and Caleb consistently responded within the hour. We were blown away by his responsiveness, knowledge, and genuine passion for what he does. Most of all, we were impressed by the outstanding service Caleb provided. He made what could have been a stressful process feel smooth and reassuring. Thank you, Caleb, for going above and beyond. We’re truly grateful! - Anne Size

Great Services, We were impressed of the quick response and process was easy and would recommend his services to other family members and friends. Our agent completed all paper work on time and transfers were competed without any issues. - John G Secord

Knowledgeable about the current banking situation as well as local financial offerings. Thorough in getting to know my current personal financial needs to provide best fit. Caleb was quick to respond to my many queries, especially regarding the process. - Michel Joseph Racine

As a first time buyer, the process to purchase a home is very intimidating but Caleb was able to guide me through the process with valuable knowledge and expertise. He was readily available to answer questions and kept me updated frequently on next steps. - Chloe Smith