Bernard Immel
Accepting New Clients

Website http://www.bgifinancial.ca/
Team Solo
Company Bgi Financial
Phone 250-682-****
Cell
Fax 177-873-88338
Address 102 - 418 St. Paul Street
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Rating Summary

Response Rate 5 %
Overall Rating
4.96
Knowledgeability Rating
4.99
Professionalism Rating
5.00  
Responsiveness Rating
4.96
Usefulness of Website
4.88
Value of Service
4.96
Mortgage Guidance Rating
4.93
Success Ratio 100 %
Recommend Ratio 100 %

We Work For You! We don’t work for any of the banks, we work for YOU! We advocate your best qualities to multiple lenders and negotiate the best terms, conditions, rates and products for YOU! A bank specialist works for their bank so they can only offer you their institution's products, and the negotiating is left up to you also. We have 20+ lenders so our clients get the most options and solutions that they normally wouldn’t have access to. Because we have so many options we provide an unbiased expert opinion with your best “interests” always coming first! The best part is you don’t have to pay us because banks or lenders pay us a “finders fee” AFTER you have been approved, so you’re always our top priority! Unlike a banker who gets paid every second Friday and has far less incentive. We are licensed and have completed strenuous training through UBC Sauder School of Business/Real Estate and Mortgage Institute of Canada Inc. (REMIC); Bank Specialists require no formal training and their focus is also divided with other credit accounts.

Amazing, and will work hard for you to get the job done. Our mortgage was somewhat complicated/more involved, and he knew how to navigate and kept us updated. Would highly recommend if you need someone who is willing to push for you! - Carla Young

August 24, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
Townhouse
Aberdeen, Kamloops
Jul 2022

Carla Young
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I have known Bernard for a while now, he is a great person to work with. Very patient and knowledgeable. Bernard made us feel very comfortable through the process and I highly recommend him. - Nico Lunghi

August 22, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Kamloops
Jul 2022

Nico Lunghi
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Bernard is efficient and effective at what he does. We had some questions for him before picking a mortgage product and he happily met with us in person and answered all of our questions. - Luke Stace

August 22, 2022

4.83
5.00
5.00
5.00
5.00
5.00
4.00
Successful
YES
House / Single-Family
North Shore, Kamloops
Dec 2019

Luke Stace
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Bernard goes above and beyond to get you the funding you need I would highly recommend him for all your financial needs His staff are all very helpful 100 perfect happy with Bernard’s services - Sandra Welton

August 21, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Chase
May 2022

Sandra Welton
Show Review Reply Flag

I was given early notification of mortgage renewal and possible terms and rates. Staff responded promptly to any questions I had. Bernard was copied and reviewed all correspondence. I would recommend Bernard and his team for all of your mortgage needs. - Flori Vincenzi

August 21, 2022

4.50
5.00
5.00
5.00
4.00
4.00
4.00
Successful
YES
House / Single-Family
100 Mile House
Sep 2022

Flori Vincenzi
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Bernard has a great team that works hard for their clients. This is the second home Bernard Immel has completed for us. Bernard is quick to respond to any questions we have gets the deal done and done right regardless of the obstacles. Thank you Bernard and team! - Adam Moilliet

August 17, 2022

4.83
5.00
5.00
5.00
4.00
5.00
5.00
Successful
YES
House / Single-Family
North Shore, Kamloops
Aug 2022

Adam Moilliet
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Great experience. Refinance took minutes and was presented multiple options and low rates. In fact much lower than RBC who I've dealt with my whole life. I highly recommend him and the team especially. - Darrick Boyes

August 17, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Brocklehurst, Kamloops
Jul 2021

Darrick Boyes
Show Review Reply Flag

Bernard and his team are amazing to work with! They walk me through every step and very super quick with my application. Highly recommend working with them if you are currently trying to get a new place - Jason

August 17, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Downtown Kelowna, Kelowna
Feb 2022

Jason
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Bernard is a very knowledgeable and professional mortgage broker in kamloops British Columbia. He is also very helpful answering questions about investments and property management, I would reccomend him to anyone looking for a mortgage broker! - Jeremy

August 17, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Westsyde, Kamloops
Aug 2022

Jeremy
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Bernard was very helpful when we remortgaged our home. He was pleasant, knowledgeable, and efficient. I would recommend him to anyone looking for a mortgage broker, and we will be using him in our future real estate transactions as well. - Nikki Williams

August 17, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Pritchard, Kamloops
Jun 2019

Nikki Williams
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Bernard was knowledgeable, patient, helpful and kind! He communicated quickly and clearly and I was very happy with his service. Highly recommend - I would definitely use him as my mortgage broker again. - Carly Rowsome

August 17, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Westsyde, Kamloops
Feb 2011

Carly Rowsome
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Bernard is very responsive and a very good communicator. Making sure that I understood all aspects of the transaction. Getting approved, buying the townhouse and then helping with any questions I've had in the past 4 years, Bernard has always answered my questions and gone the extra mile for me amd my family. - Robert

August 17, 2022

5.00
5.00
5.00
5.00
-
5.00
5.00
Successful
YES
Townhouse
West End, Kamloops
Nov 2018

Robert
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Every question I had was answered with great detail, often more than I expected. The process was easy to understand and through all became a success. I would highly recommend Bernard and his team to anyone looking for help with their home. - Luke Vivian

August 16, 2022

5.00
5.00
5.00
5.00
-
5.00
5.00
Successful
YES
Townhouse
Rutland, Kelowna
Jan 2022

Luke Vivian
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Bernhard has been our trusted mortgage broker for many years. He is very knowledgeable and has the needed connections to make sure that the client can take advantage of the best rates and conditions. He’s one of the best mortgage brokers out there! - Corina Holzapfel

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
Condo / Apartment
Langley
Dec 2021

Corina Holzapfel
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Very professional and knowledgeable staff. Very responsive and quick to get things in order. They also have excellent tools to help you get all your information compiled. Overall amazing experience. I would definitely use them again. - Jonathon Young

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
Townhouse
Aberdeen, Kamloops
Jul 2022

Jonathon Young
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I appreciated the service I received from this mortgage broker. His office staff was also extremely knowledgeable and professional. He was referred to me by my daughter through a real estate agent. I would use his services again. - Sheila Stokes

August 15, 2022

4.83
5.00
5.00
5.00
4.00
5.00
5.00
Successful
YES
House / Single-Family
North Shore, Kamloops
Mar 2022

Sheila Stokes
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Bernard went out of his way to help us, and got it done when another Agent said it wasn’t feasible. He was extremely knowledgeable and friendly; will definitely be recommending him to our friends! - Meghan Snook

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Brocklehurst, Kamloops
Jan 2022

Meghan Snook
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Hard working, professional and has directed a lovely team of people to help you get all your needs met. We have had several mortgages done through Bernard and each time we have felt he advocates for us well. - Lorelle Smith

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Castlegar
Oct 2019

Lorelle Smith
Show Review Reply Flag

Bernard and his team were super helpful. They made the process easy and transparent. Uploading the required docs onto their portal was straight forward. Bernard and his team communicate promptly and will work with you to help you find your dream home. It was a great experience and I thank Bernard and his team for helping me buy my house. - Ben Tsige

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Brocklehurst, Kamloops
Jun 2022

Ben Tsige
Show Review Reply Flag

Always delivers and answers in a very timely matter. He/his team are Very good at providing good ideas and visual input. Hungry for feedback and always willing to improve. - Dave Smith

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Castlegar
Feb 2022

Dave Smith
Show Review Reply Flag

BGI Financial!! Wow, what a team!!! They bend over backwards to get the job done. And they do get the job done. They are professional, courteous and patient. They answered all of our questions, even the ones we asked a second and third time. I will deal with BGI Financial again. Thank you Bernard and Team! - Ben Pearson

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Westsyde, Kamloops
Mar 2022

Ben Pearson
Show Review Reply Flag

He went above and beyond what I was expecting. A excellent example of what service should be. He not only came to me with a solution, but many different ways to go about it. I could tell he was determined to find a way that would benefit me first over himself. This is hard to find now in these days we live. - Dion L'Hirondelle

August 15, 2022

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
House / Single-Family
Westsyde, Kamloops
Feb 2022

Dion L'Hirondelle
Show Review Reply Flag

This is the 3rd time I have hired with Bernard and his awesome team to deal with my mortgage. I have done 2 purchase and 2 refinance with them.They are quick to respond and they work hard to give you the best deal for your current situation. The line of communication is always open and they are actually on top of it, always helping me to get the necessary paperwork and documents in for them to work. When I am up for another home purchase or refinance I will do business with them again. They are professional and reliable and dependable. - John Masigan

August 15, 2022

4.83
5.00
5.00
5.00
4.00
5.00
5.00
Successful
YES
House / Single-Family
Vernon
Apr 2022

John Masigan
Show Review Reply Flag

Bernard and his team are amazing. They work their butts off to make your dreams come true. I recommend them to anyone looking to buy or refinance a home. - Erika Pearson

August 15, 2022

Reply:    Thank you for your kind words, Erika! We'll always be here to work hard for you, your friends & family!

5.00
5.00
5.00
5.00
5.00
-
5.00
Successful
YES
House / Single-Family
Westsyde, Kamloops
Jan 2018

Erika Pearson
Show Review Reply Flag

I knew next to nothing about buying a house. Bernard walked me through it and gave me all the knowledge that I needed. He helped me make the informed decisions and informing of possible outcomes. He will always be on my team for property investing. - Dave Smith

May 22, 2020

Reply:    Thank you for your trust, David! We are happy to be on your team to build wealth through real estate!

5.00
5.00
5.00
5.00
5.00
5.00
5.00
Successful
YES
Residential
Kamloops, BC
Oct 2019

Dave Smith
Show Review Reply Flag
Bernard has been rated in Aberdeen, Barnhartvale, Batchelor Heights, Brocklehurst, City Center, Kamloops Indian Reserve 1, North Shore, Pritchard, Rayleigh, Upper Sahali, West End, and Westsyde in Kamloops. Auburn Bay, Legacy, and Walden in Calgary. Downtown Kelowna, North Glenmore, and Rutland in Kelowna. Downtown Victoria, Victoria. Eringate Centennial West Deane, Toronto. Interior Bc, Merritt. Ne Salmon Arm, Salmon Arm. Vernon. Castlegar. Langley. 100 Mile House. Chase. Williams Lake. Savona. Grande Prairie. Cranbrook. Osoyoos. Sicamous.

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